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Questions to Ask Collection Agencies

When a company in the medical, insurance, or credit card business, for instance, is having trouble collecting on a debt that is owed, it often hires a collection agency to do the job. Collection agencies will attempt to settle a debt, whether it involves a few hundred dollars or thousands, through phone contact and letters first before eventually resorting to legal action and claims. They impose fees and interest rates on unpaid payments, and may work on a local, regional, or national level. You can call a collection agency to speak with a representative about setting up a plan in which you can start paying money for in regards to a debt you owe. You can also pay online on a weekly or monthly basis. Whether you want to settle a debt for a credit card bill, or want to start action against a party that is not adhering to your financial agreement, you can get answers to your questions, along with information on state and federal regulations regarding debt collection, by calling or visiting the company online.

  • Do you provide services on a commercial or personal financial level?
    Many collection agencies will collect any type of debt for you, no matter how large or small, from family and household debts to auto loans and medical bills.

  • Do you offer flexible payment plans?
    Bottom line: collection agencies want their money and they will do just about anything to work with you if you’re willing to make a good faith effort to pay something every month. Work with the agent to come up with an affordable solution that appeals to both sides.

  • How can I pay my bill?
    You can either send in your payment through the mail, pay it over the phone, or through convenient online forms.
  • Commercial Collection Agency Association
    Our associate collection-agencies in Waco can assist you with all of your Collection Services and needs. No other associations associates have our high recovery rate for such affordable prices in the Waco area!

    "this company is famous for offering you a high salary to come in and work and produce new clients, then once your 90 day review is up they offer you a ridiculous salary knowing you will quit, then they now pocket all the money made from your clients. **there are other agencies out there that treat you better** ..."
    MAP
    1 review: *****
    Write review for this local business

    STANDARD LISTINGS:   COLLECTION-AGENCIES IN/NEAR WACO
    Receivable Solutions Inc
    1 review: *****
    4700 Forest Dr Ste 107, Columbia, SC 29206
    (803) 790-0446 Write review for this local business

    "I don't know what the bill is for or what date services were rendered. Why haven't I seen anything before now, for that matter? ..."
    Western Carolina Claims Service Write review for this local business
    827 S Washington St, Shelby, NC 28150
    (704) 487-6901  
    Debt Check Recovery System Write review for this local business
    1147 Buffalo St, Shelby, NC 28150
    (704) 482-7732  
    Vericlaim Write review for this local business
    201 W 2nd Ave Ste D, Gastonia, NC 28052
    (704) 866-0023  
    Park Dansan Write review for this local business
    113 W 3rd Ave, Gastonia, NC 28052
    (704) 864-4341  
    Newton Merchant's Association Write review for this local business
    19 E A St, Newton, NC 28658
    (828) 464-6295  
    Professional Adjustment Service Inc Write review for this local business
    204 Martinat Dr NE, Valdese, NC 28690
    (828) 874-4520  
    The Charles Stewart Co Write review for this local business
    920 18th Street Pl NW, Hickory, NC 28601
    (828) 322-2315  
    Greene James C Company Write review for this local business
    352 2nd St NW Ste 108, Hickory, NC 28601
    (828) 322-2713  
    Environamics Inc Write review for this local business
    1401 Freedom Dr, Charlotte, NC 28208
    (704) 376-3613  
    Fulk D K Associates Inc Write review for this local business
    4430 Stuart Andrew Blvd, Charlotte, NC 28217
    (704) 523-1860  
    Medical Claims Collection Bureau Write review for this local business
    4430 Stuart Andrew Blvd, Charlotte, NC 28217
    (704) 527-1523  
    ARC Medical Billing Inc Write review for this local business
    814 Tyvola Rd Ste 116, Charlotte, NC 28217
    (704) 527-8010  
    S & S Claims Service Write review for this local business
    9727 Northcross Center Ct, Huntersville, NC 28078
    (704) 947-7722  
    Eclectic Collections Write review for this local business
    19837 S Main St, Cornelius, NC 28031
    (704) 765-4250  
    Preferred Adjustors of The Carolinas Inc Write review for this local business
    200 E Woodlawn Rd Ste 157, Charlotte, NC 28217
    (704) 529-1017  
    Arc Write review for this local business
    834 Tyvola Rd, Charlotte, NC 28217
    (704) 527-8010  
    Marc Write review for this local business
    13730 S Point Blvd, Charlotte, NC 28273
    (704) 941-6590  
    National Recovery Solutions Write review for this local business
    8809 Lenox Pointe Dr, Charlotte, NC 28273
    (980) 225-5561  
    Custard Ins Adjusters Write review for this local business
    9101 Southern Pine Blvd Ste 100, Charlotte, NC 28273
    (704) 565-5224  
    Outsource Group The Write review for this local business
    13730 S Point Blvd, Charlotte, NC 28273
    (704) 941-6040  
    Medicredit Inc Write review for this local business
    13730 S Point Blvd, Charlotte, NC 28273
    (877) 405-6362  
    Todd Bremer & Lawson Inc Write review for this local business
    560 S Herlong Ave, Rock Hill, SC 29732
    (803) 323-5200  
    Engle Martin & Associates Inc Write review for this local business
    1920 Abbott St Ste 305, Charlotte, NC 28203
    (704) 332-8650  

    Professionals specializing in or involved with debt collection may work in various capacities for the creditor. People who run up bills through any number of means, such as a lack of medical insurance coverage, should be aware that they may have to face businesses of this kind.

    The way in which a collection agency chooses to operate, and particularly the ill-effects to be potentially suffered by the debtor, depends on its relationship to the creditor. Rather than a self-contained, discrete agency, a debt collector may act as a department of the overall company owed those financial obligations.

    Alternately, debt collection might be the primary business of the person or organization pressing people to settle their obligations. "Third-party" collection agencies may direct the bulk of the payments, once received, back to the original creditor. In order to render debt collection financially viable as a career, an agency of this type will collect a fee. Their claim for payment might be based on a percentage of the interest rate owed through bills.

    Debtors can engage collection agencies if for some reason they feel themselves called upon by necessity to avoid having to personally compel people to settle their bills. Financial problems, burdens or limitations can motivate companies to adopt plans based around contracting out their debts. If creditors are not hopeful of being paid for money owed for loans and interest rates, they may completely sell off responsibility for the debt to a third party.

    Due to the potential commercial incentive for debtors to be treated unfairly and abusively, the U.S. has enacted regulation of the field. People potentially at risk from debt collectors can consult online information concerning regulatory bodies like the Federal Trade Commission and the primary trade association, ACA International.



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