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GEICO Insurance Agent
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Tips for Choosing a Car Insurance Policy
Here are some tips to keep in mind to make sure you choose affordable auto insurance that offers the coverage you need.

Tip #1: Decide What Level of Coverage You Need
Most car insurance companies offer a range of coverage options. Popular coverage options include: collision, comprehensive, uninsured motorist, underinsured motorist coverage, and personal injury protection. Explore these options to decide which level suits your needs best. Keep in mind that higher levels of coverage almost always cost more.

Tip #2 Compare Price Quotes from Several Companies
Insurance rates can vary significantly from one company to the next, so you should not assume that they all have similar prices. Contact several providers and get quotes for policy options that make sense for you. That way, you can easily compare rates to choose one that fits your budget.

Tip #3 Ask about Discounts
Insurance companies attract safe drivers with lower rates. Many of them also offer discounts for things that have nothing to do with your driving record. A student with good grades, for instance might get a discounted rate. You might also get a discount if you belong to certain professional organizations. Also, ask about package discounts. You might qualify for a lower rate if you bundle your car insurance with other types of policies.

Tip #4 Do Some Research before Buying a Policy
You want to get a good deal, but you also want to make sure that you choose a company with strong customer services. Online reviews will tell you about the experiences that other people have had filing claims with insurance companies. That can help you choose a provider with good services that will meet your needs.

USAA Military Home,Life& Auto Insurances
Providing the highest quality auto, car, and motorcycle insurance available in the local Waco area from our agents. Just call for a quote on the auto insurance policy you're looking for.
MAP
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Independent Insurance Agents & Brokers of America
If you're in the market for a new car, our association can assist you in finding the auto insurance that's right for you! No need to fret over quotes, our directory is here to help!
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National Association of Insurance Commissioners
Our association helps to promote competitive pricing and state regulation of car insurance, and insurance in general nationwide. Find the best deal on auto insurance through our dependable providers.
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STANDARD LISTINGS:   AUTO-CAR-INSURANCE IN/NEAR WACO
Allcare Insurance
1 review: *****
7701 Sharon Lakes Rd Ste D, Charlotte, NC 28210
(704) 556-0677 Write review for this local business

"does anyone pick up the phone? on several attempts the phone just rings and that is very frustrating. ..."
Chance Perry Insurance & Financial Services Write review for this local business
5950 Fairview Rd Ste 603, Charlotte, NC 28210
(704) 554-5701  
We are the leading provider in all auto health and business insurance. Our agency is here for your protection needs! We are affordable, professional and reliable!
Tom Harman State Farm
1 review: *****
7825 Ballantyne Commons Pky , Charlotte, NC 28277
(704) 543-4001 Write review for this local business

"Great service at a reasonable rate. Very impressed by the professionalism. ..."
Bennett Insurance Group, Inc. Write review for this local business
116 W Main St, Cherryville, NC 28021
(704) 435-0270  
Maner B F Agency Inc Write review for this local business
307 York Rd, Kings Mountain, NC 28086
(704) 739-6411  
Warlick and Hamrick Insurance Write review for this local business
106 E Mountain St, Kings Mountain, NC 28086
(704) 739-3253  
Marco Insurance Services Write review for this local business
221 S Lafayette St Ste 3, Shelby, NC 28150
(704) 487-1060  
Witherspoon Insurance Agency Write review for this local business
125 N Lafayette St, Shelby, NC 28150
(704) 480-9595  
Davidson Insurance Agency Write review for this local business
1205 Shelby Rd, Kings Mountain, NC 28086
(704) 734-4810  
Caveny Agency Write review for this local business
210 E King St, Kings Mountain, NC 28086
(704) 739-3953  
State Farm Insurance Write review for this local business
941 E Marion St, Shelby, NC 28150
(704) 482-0531  
Ascension Insurance Agency Inc Write review for this local business
222 N Lafayette St Ste 11, Shelby, NC 28150
(704) 482-3461  
State Farm Insurance Write review for this local business
1429 E Marion St Ste 8, Shelby, NC 28150
(704) 482-6400  
Shelby Insurance Write review for this local business
1455 E Marion St Ste A, Shelby, NC 28150
(704) 466-3614  
A-1 Insurance Coverage Write review for this local business
1506 E Dixon Blvd, Shelby, NC 28152
(704) 481-8223  
Citizens Insurance Agency Inc Write review for this local business
334 S Aspen St, Lincolnton, NC 28092
(704) 735-2251  
Cornerstone Insurance & Financial Services Write review for this local business
2395 E Main St, Lincolnton, NC 28092
(704) 735-1788  
Lincoln Insurance Agency Write review for this local business
510 E Main St, Lincolnton, NC 28092
(704) 735-6005  
Direct Auto Insurance Write review for this local business
302 E Dixon Blvd Ste 9, Shelby, NC 28152
(704) 471-2521  
Pegram Insurance Write review for this local business
626 Clark Dr, Lincolnton, NC 28092
(704) 735-0025  
American Insurance Inc Write review for this local business
806 E Main St Ste C, Lincolnton, NC 28092
(704) 735-3716  
Billye J Roland State Farm Insurance Write review for this local business
1912 E Main St, Lincolnton, NC 28092
(704) 732-2253  

Buying new car insurance can create a lot of anxiety, especially if you are new to the process. Knowing what questions to ask agents and agencies, however, should help you find a policy provider that will cover your needs while keeping rates affordable.

  • Do you offer discounts for safe drivers?
    Many auto insurance companies offer discounted rates for drivers who don’t have any accidents or moving violations on their driving records.

  • What levels of coverage do you offer?
    Depending on your specific needs, you might want to find a company that has a liability plan. Liability only covers the cost of repairing other vehicles that you have been in a collision with. Other companies offer comprehensive policies as well. These will help pay for the cost of repairing your own car or motorcycle.

  • Do you offer plans for classic and vintage vehicles?
    Some insurance groups will give you a special rate if you drive a vintage or classic car.

  • Does your company have a website that provides online price quotes?
    Getting online quotes from multiple insurance providers could help you choose an option that is cheap enough for you to afford. Look for sites that allow you to adjust your deductible in order to compare rates.

  • What information will I need to file a claim?
    Knowing what information you need to file a claim will help you get through the process if you are ever in a collision.

  • Will you pay for me to rent a car while my vehicle is being repaired?
    Many companies allow their customers to purchase additional coverage that pays for car rentals.


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