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Important Terms Concerning Title Companies
The following are some terms relating to titles and title companies:

Acceleration Clause: An acceleration clause is a condition of some mortgage or loan agreements. An acceleration clause gives the lender the option to demand full, immediate repayment of the entire outstanding loan amount if the conditions of the mortgage or loan are breached. A breach of contract can include late or missed payments.

Cloud on Title: A cloud on title occurs when a claim or encumbrance has been made in regards to a title that, if true, may impair the title’s validity. This typically applies to real estate.

Conveyance: A conveyance is a document, such as a deed, that passes the ownership of real estate from one individual to another.

Deed: A deed is a document that passes ownership of property from one individual to another.

Lien: A lien is a claim to property or a possession by a lender. Liens are often obtained by lenders to ensure the repayment, typically including interest, of a loan. All liens must be settled before the property or possession can legally be sold to another person.

Note: A note is a legal agreement that the signer will pay another person or company a preset amount of money by a preset date. The individual or company owed may also be able to collect the outstanding debt upon demand. This agreement typically includes interest.

Title Defect: A title defect can be a claim that will affect the ownership of a property. A title defect can also be a discrepancy in the execution – or a part of the execution – of a chain of title.

Title Insurance Policy: A title insurance policy is important for owners of property or titled possessions. A title insurance policy helps grant the owner protection from claims against the current ownership of a title.

Title Companies Nation WIde
Title Services, We developed a contact Network for Mortgage & Note buyers & Sellers using IbuyMortgages.com websiteTitle Company
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STANDARD LISTINGS:   TITLE-COMPANIES IN/NEAR SOUTHWICK
Scott Brian Write review for this local business
3200 Huntington Rd, Stratford, CT 06614
(203) 377-7569  
We offer title company services to the Southwick area. Specific services our title company provides to the Southwick area include real estate assistance, commercial and residential needs, and more.
Title New Hampshire, LLC Write review for this local business
3 Bedford Center Road, Bedford, NH 03110
(603) 620-9978  
Choose our Title Company in Southwick for lender representation, title & abstracting services, cash closings, and other Title Services. We can also offer dependable escrow services and help with refinancing.
Ladizki David A PC Write review for this local business
46 Suffield St Ste 3, Agawam, MA 01001
(413) 786-9000  
Law of Robert Walker Write review for this local business
146 Elm St, Westfield, MA 01085
(413) 562-5400  
Bergman Bruce E Write review for this local business
3 Turkey Hills Rd, East Granby, CT 06026
(860) 653-2320  
Residential Title Services Inc Write review for this local business
181 Park Ave, West Springfield, MA 01089
(413) 214-7800  
Record Title & Law Offices Write review for this local business
117 Park Ave Ste 201, West Springfield, MA 01089
(413) 785-1851  
County Wide Title Service Write review for this local business
131 Elm St, West Springfield, MA 01089
(413) 736-0340  
First American Title Write review for this local business
1414 Main St, Springfield, MA 01144
(413) 733-2526  
Real Property Titles Write review for this local business
Po Box 30052, Springfield, MA 01103
(866) 290-1755  
Abstract & Title Company of New England Write review for this local business
135 State St Ste 220, Springfield, MA 01103
(413) 737-3734  
Stewart Title Guaranty Company Write review for this local business
1380 Main St Ste 203, Springfield, MA 01103
(413) 732-2800  
Ellis Title Company Write review for this local business
73 State St Bsmt 9, Springfield, MA 01103
(413) 733-4197  
Catic Write review for this local business
55 Bobala Rd, Holyoke, MA 01040
(413) 552-3400  
Bahre Henry J Real Estate Write review for this local business
220 Albany Tpke, Canton, CT 06019
(860) 693-2100  
New Jersey Title Insurance Company Write review for this local business
12 Stanton Ave, South Hadley, MA 01075
(413) 322-9514  
Katz Morton N Write review for this local business
77 Wellington Hgts Rd, Avon, CT 06001
(860) 677-6771  
E T S Llc Write review for this local business
200 Sullivan Ave, South Windsor, CT 06074
(860) 436-4047  
Lafaive Douglas & Associates Write review for this local business
7 Golf Rd, West Hartford, CT 06117
(860) 231-8994  
Bergman Bruce E Write review for this local business
63 Imlay St, Hartford, CT 06105
(860) 522-1436  
Fidelity National Title Insurance Write review for this local business
111 Founders Plz Ste 600, East Hartford, CT 06108
(860) 289-9548  
First American Title Write review for this local business
185 Asylum St Fl 17A, Hartford, CT 06103
(860) 466-5400  
Stewart Title Guaranty Company Write review for this local business
1 Commercial Plz, Hartford, CT 06103
(866) 830-0123  
Chicago Title Company Write review for this local business
10 Columbus Blvd Ste 21, Hartford, CT 06106
(860) 249-1661  

Your title company is an important component to a successful real estate transaction. To ensure your purchase or sale of house or land goes as smoothly as possible, there are some questions to ask your title insurance company before you begin the process of securing a mortgage loan on your new property.

  • How long have you been working in real estate?
    The longer a title company has been providing insurance policies on house, mobile home, and farm purchases, the more reputable they probably are. It is also important to ask what types of commercial or residential real estate transactions they handle most, to be sure they can handle your sale or purchase of a house, mobile home or farm.

  • What do you charge and what is included?
    The fees for a title company can vary greatly, which may not be a reflection of the quality of service you receive. The title policy, payoff statements for loans from existing lenders, documents to clear property and auto liens and receipts for escrow deposits are just some of the services that might be included.

  • Where are you located?
    Most title companies have a number of locations, so you can easily find the office without searching unfamiliar neighborhoods and traveling many miles to meet with them.

  • What do your services include?
    Services like documentation preparation, escrow holding and notary services can nickle and dime a property owner, so find out how much more you will need to pay for beyond their standard closing fee.

  • Are you affiliated with a real estate agency?
    While it is not unusual for a title insurance company to be affiliated with a real estate agency or particular finance company, some see this as a conflict of interest.


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