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Tips for Buying Mobile Home Insurance
Here are some helpful tips to assist you with purchasing the right mobile home insurance policy.

Tip #1: Search for Discounts
Depending on the mobile home insurance provider, certain discounts will be offered. It is prudent to investigate several insurance companies in order to compare the types of discounts that each one offers. For instance, you may get a discount for being retired, or for having a better security system than others. There are also certain employers that provide group insurance discount rates, which may apply to you.

Tip #2: Raise Your Deductible
The deductible is the portion of money you pay toward a loss, which is done before your insurance company or provider begins to pay a claim. When your deductible is higher, you can save more money on the premiums you have to pay. For instance, if your insurance provider recommends that you pay a $500 deductible, you should consider raising the deductible to $1,000, if you can afford this amount. Overall, this can end up saving you up to 25 percent.

Tip #3: Improve Your Home Security Measures
The security of your mobile home can always help you get insurance discounts. For instance, smoke detectors, dead bolts on entry doors, fire alarms, and security systems are all helpful if you want a cheaper rate. These security measures can reduce your premium by up to 20 percent. A burglar alarm that notifies the police, as well as a quality sprinkler system, are other wise investments that can save you money. This is because the insurance company or provider sees you as less of a hazard or risk.

American Insurance Association
Our leading trade organization offers every type of insurance from auto to casualty and mobile home coverage. Find the perfect type of insurance policy with help from our association.
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STANDARD LISTINGS:   MOBILE-HOME-INSURANCE IN/NEAR SHREVEPORT
Querbes and Nelson Write review for this local business
214 Milam St, Shreveport, LA 71101
(318) 221-5241  
Beasley Keith Insurance Agency, Inc. Write review for this local business
1815 Benton, Bossier City, LA 71171
(318) 747-1818  
Kyle Thomas Ins Write review for this local business
831 Kings Hwy Ste 120, Shreveport, LA 71104
(318) 226-3188  
Bernard Insurance Agency Write review for this local business
766 Professional Dr N, Shreveport, LA 71105
(318) 797-5651  
Shelter Insurance - Leonard Doughty Write review for this local business
220 Carroll St Ste C1, Shreveport, LA 71105
(318) 686-5521  
Insurance Clinic Write review for this local business
3516 Youree Dr, Shreveport, LA 71105
(318) 865-4242  
Advanced Insurance Planning Write review for this local business
3564 Youree Dr, Shreveport, LA 71105
(318) 675-1234  
Advanced Insurance Planning Write review for this local business
3552 Youree Dr, Shreveport, LA 71105
(318) 675-1234  
Nathaniel Hebert Write review for this local business
1155 E Bert Kouns Industrial L, Shreveport, LA 71105
(318) 677-3559  
Texas Farm Bureau Insurance Write review for this local business
8640 Business Park Dr, Shreveport, LA 71105
(318) 798-5520  
Brewer Insurance Agency Write review for this local business
3830 E Texas St, Bossier City, LA 71111
(318) 741-1222  
Farm Bureau Insurance Co Write review for this local business
4805 Benton Rd, Bossier City, LA 71111
(318) 746-1112  
Parnell-Robinson Insurance Inc Write review for this local business
616 Barksdale Blvd, Bossier City, LA 71111
(318) 742-9410  
Maddox and Hughes Insurance Inc Write review for this local business
401 Hamilton Rd Ste 124, Bossier City, LA 71111
(318) 746-4300  
Keith Bush Ins Write review for this local business
1816 Benton Rd, Bossier City, LA 71111
(318) 752-2019  
Alj & Associates Write review for this local business
2207 California Dr, Bossier City, LA 71111
(318) 752-8172  
GEICO Insurance Agent Write review for this local business
4012 Benton Rd Ste 106, Bossier City, LA 71111
(318) 742-3600  
Roy Carter Write review for this local business
2207 California Dr Ste 3A, Bossier City, LA 71111
(318) 746-0993  
Beasley-Keith Insurance Agency Write review for this local business
1701 Old Minden Rd Ste 21, Bossier City, LA 71111
(318) 747-1818  
Sam Spivey Ins Write review for this local business
4814 Medical Dr, Bossier City, LA 71112
(318) 747-4444  
Shelter Insurance Write review for this local business
4532 Barksdale Blvd, Bossier City, LA 71112
(318) 742-7475  
Shelter Insurance Write review for this local business
2630 Old Minden Rd, Bossier City, LA 71112
(318) 746-1245  
Bernard Kimble Write review for this local business
1814 Jimmie Davis Hwy Ste A, Bossier City, LA 71112
(318) 747-6470  
State Farm Insurance Companies Write review for this local business
4324 Parkway Dr, Bossier City, LA 71112
(318) 746-1209  

When you are looking to purchase mobile home insurance, there are several things you should consider. The amount of coverage is an important aspect as well as the rate that you are quoted. The following are important questions you should ask when shopping around for mobile home insurance.

  • What kind of home do I have?
    There is a difference between a modular home and a manufactured house. In many cases they are both considered to be mobile homes. A manufactured house is a mobile home. This has a HUD tag and a metal frame. Manufactured houses will typically have a title instead of a deed. A modular home is the same as a typical stick-built house, except that it is built in pieces at a factory and constructed on site.

  • What coverage do I need?
    Your basic insurance policy would cover damage that occurs to your property. This can be in the event of fire, lightning or a windstorm. Other coverage includes liability. This coverage will handle injuries and damages that occur to other property as a result of you. Liability coverage is usually recommended.

  • Can I save money?
    Insurance companies offer several types of discounts. The most common of these discounts is multi-policy. If the insurance company you are inquiring with offers other products, you may be able to save some money by bundling your insurance with one carrier. Ask the insurance agent what savings options are available before they give you a quote. This will ensure that you have the best possible rate.


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