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Tips for Buying Mobile Home Insurance
Here are some helpful tips to assist you with purchasing the right mobile home insurance policy.

Tip #1: Search for Discounts
Depending on the mobile home insurance provider, certain discounts will be offered. It is prudent to investigate several insurance companies in order to compare the types of discounts that each one offers. For instance, you may get a discount for being retired, or for having a better security system than others. There are also certain employers that provide group insurance discount rates, which may apply to you.

Tip #2: Raise Your Deductible
The deductible is the portion of money you pay toward a loss, which is done before your insurance company or provider begins to pay a claim. When your deductible is higher, you can save more money on the premiums you have to pay. For instance, if your insurance provider recommends that you pay a $500 deductible, you should consider raising the deductible to $1,000, if you can afford this amount. Overall, this can end up saving you up to 25 percent.

Tip #3: Improve Your Home Security Measures
The security of your mobile home can always help you get insurance discounts. For instance, smoke detectors, dead bolts on entry doors, fire alarms, and security systems are all helpful if you want a cheaper rate. These security measures can reduce your premium by up to 20 percent. A burglar alarm that notifies the police, as well as a quality sprinkler system, are other wise investments that can save you money. This is because the insurance company or provider sees you as less of a hazard or risk.

American Insurance Association
Our leading trade organization offers every type of insurance from auto to casualty and mobile home coverage. Find the perfect type of insurance policy with help from our association.
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STANDARD LISTINGS:   MOBILE-HOME-INSURANCE IN/NEAR SALISBURY
Huff Insurance Write review for this local business
8349 Ritchie Hwy, Pasadena, MD 21122
(410) 647-1111  
When it comes to insurance, we've got all of your needs covered. We offer a long list of products, including automobile, life, health, dental and much more. Call our agents for insurance rates.
Performance Insurance Group Inc Write review for this local business
1215 Annapolis Rd, Odenton, MD 21113
(410) 674-9066  
Our insurance company specializes in life, auto, and business insurance in the area. Call us to speak with our agents with questions regarding your premium or quotes.
Jack Thomas Ins Write review for this local business
100 N Camden Ave, Fruitland, MD 21826
(410) 341-0802  
COOPER Insurance Agency Inc Write review for this local business
100 N Fruitland Blvd, Fruitland, MD 21826
(410) 546-1234  
Jason Passarell Write review for this local business
256 Tilghman Rd, Salisbury, MD 21804
(443) 783-5752  
M Insurance Services Llc Write review for this local business
32183 Dupont Blvd Unit 9, Dagsboro, DE 19939
(302) 732-6655  
Beth Gismondi Write review for this local business
9927 Stephen Decatur Hwy Ste 12, Ocean City, MD 21842
(410) 213-7400  
L & M Insurance Agency, Inc. Write review for this local business
98 Mill St, Greenwood, DE 19950
(302) 349-5003  
Paul Sarnak Write review for this local business
19413 Jingle Shell Way Unit 6, Lewes, DE 19958
(302) 248-8500  
Downes Ins Assoc Inc Write review for this local business
1047 N Walnut St, Milford, DE 19963
(302) 422-8863  
John G Rogers & Assoc Inc - Nationwide Insurance Write review for this local business
22776 Three Notch Rd Ste 100, Lexington Park, MD 20653
(301) 863-7283  
Allstate Insurance Write review for this local business
1 North St, Onancock, VA 23417
(757) 787-2140  
Farrell Sullivan Insurance Write review for this local business
3215 Bennett Point Rd, Queenstown, MD 21658
(410) 827-4007  
Glascock & Meenan Insurance Agency Inc Write review for this local business
45 W Dares Beach Rd, Prince Frederick, MD 20678
(410) 535-0222  
Brian Burnell Write review for this local business
203 Romancoke Rd Ste 70, Stevensville, MD 21666
(410) 643-8181  
Angle Financial Services Write review for this local business
31 Saulsbury Rd Ste 2, Dover, DE 19904
(302) 735-7526  
Schick Insurance Agency Write review for this local business
3846 Bayshore Rd, Cape May, NJ 08204
(609) 886-2900  
Bill Johnson Write review for this local business
231 Stadium St, Smyrna, DE 19977
(302) 389-8196  
Michele Aellen Ins Write review for this local business
703 Giddings Ave, Annapolis, MD 21401
(410) 280-0500  
Wilton Colbert Write review for this local business
170 Jennifer Rd Ste 120, Annapolis, MD 21401
(410) 841-6311  
Mark Mccleskey Ins Write review for this local business
1835 Forest Dr Ste D, Annapolis, MD 21401
(410) 280-5030  
Wade D. Cansler Write review for this local business
130 Holiday Ct Ste 107, Annapolis, MD 21401
(410) 573-1100  
GEICO Insurance Agent Write review for this local business
2563 Forest Dr Fl 1ST, Annapolis, MD 21401
(410) 571-7722  
Ramsey's Insurance Inc Write review for this local business
2049 West St Ste 202, Annapolis, MD 21401
(410) 266-9363  

When you are looking to purchase mobile home insurance, there are several things you should consider. The amount of coverage is an important aspect as well as the rate that you are quoted. The following are important questions you should ask when shopping around for mobile home insurance.

  • What kind of home do I have?
    There is a difference between a modular home and a manufactured house. In many cases they are both considered to be mobile homes. A manufactured house is a mobile home. This has a HUD tag and a metal frame. Manufactured houses will typically have a title instead of a deed. A modular home is the same as a typical stick-built house, except that it is built in pieces at a factory and constructed on site.

  • What coverage do I need?
    Your basic insurance policy would cover damage that occurs to your property. This can be in the event of fire, lightning or a windstorm. Other coverage includes liability. This coverage will handle injuries and damages that occur to other property as a result of you. Liability coverage is usually recommended.

  • Can I save money?
    Insurance companies offer several types of discounts. The most common of these discounts is multi-policy. If the insurance company you are inquiring with offers other products, you may be able to save some money by bundling your insurance with one carrier. Ask the insurance agent what savings options are available before they give you a quote. This will ensure that you have the best possible rate.


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