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Questions to Ask Collection Agencies

When a company in the medical, insurance, or credit card business, for instance, is having trouble collecting on a debt that is owed, it often hires a collection agency to do the job. Collection agencies will attempt to settle a debt, whether it involves a few hundred dollars or thousands, through phone contact and letters first before eventually resorting to legal action and claims. They impose fees and interest rates on unpaid payments, and may work on a local, regional, or national level. You can call a collection agency to speak with a representative about setting up a plan in which you can start paying money for in regards to a debt you owe. You can also pay online on a weekly or monthly basis. Whether you want to settle a debt for a credit card bill, or want to start action against a party that is not adhering to your financial agreement, you can get answers to your questions, along with information on state and federal regulations regarding debt collection, by calling or visiting the company online.

  • Do you provide services on a commercial or personal financial level?
    Many collection agencies will collect any type of debt for you, no matter how large or small, from family and household debts to auto loans and medical bills.

  • Do you offer flexible payment plans?
    Bottom line: collection agencies want their money and they will do just about anything to work with you if you’re willing to make a good faith effort to pay something every month. Work with the agent to come up with an affordable solution that appeals to both sides.

  • How can I pay my bill?
    You can either send in your payment through the mail, pay it over the phone, or through convenient online forms.
  • Commercial Collection Agency Association
    Our associate collection-agencies in Salisbury can assist you with all of your Collection Services and needs. No other associations associates have our high recovery rate for such affordable prices in the Salisbury area!

    "this company is famous for offering you a high salary to come in and work and produce new clients, then once your 90 day review is up they offer you a ridiculous salary knowing you will quit, then they now pocket all the money made from your clients. **there are other agencies out there that treat you better** ..."
    MAP
    1 review: *****
    Write review for this local business

    STANDARD LISTINGS:   COLLECTION-AGENCIES IN/NEAR SALISBURY
    Bay Area Receivables
    1 review: *****
    419 Somerset Ave, Salisbury, MD 21801
    (410) 742-2232 Write review for this local business

    "Calling debtors and hanging up after 1/2 to 1 phone ring. After receiving these hang ups after about a month, I called the phone number displayed and it was Bay Area Receivables. When I asked why they were calling and hanging up, I was informed it was a known glitch in their automated calling system. It has been not been corrected as I have received the hangup calls for several months. I understan ..."
    Csn Associates Llc Write review for this local business
    P.o.box 4, Clayton, NJ 08312
    (856) 553-2235  
    We are the debt collection experts for small to mid-sized businesses that need help collecting from clients who won't pay their bills. We will guarantee above 60% return.
    Crawford & Company Write review for this local business
    1501 Edgemore Ave, Salisbury, MD 21801
    (410) 749-2155  
    Martini K Write review for this local business
    8693 Northumberland Dr, Delmar, MD 21875
    (410) 749-1430  
    Bay Area Receivables Inc Write review for this local business
    714 Eastern Shore Dr, Salisbury, MD 21804
    (410) 860-1600  
    Delmarva Collections Inc Write review for this local business
    820 E Main St, Salisbury, MD 21804
    (410) 546-3742  
    Stern Thomas & Associates Inc Write review for this local business
    400 S Central Ave, Laurel, DE 19956
    (302) 875-7374  
    Hamilton & Monroe Write review for this local business
    P.o. Box 798, Seaford, DE 19973
    (800) 313-9611  
    Ray's Babershop Write review for this local business
    202 Clarke Ave, Pocomoke City, MD 21851
    (443) 437-7220  
    Maryland Judgments Collections Write review for this local business
    Westover, MD 21890
    (866) 967-6773  
    Buzzelli Adjusting Services Inc Write review for this local business
    307 Amberly Ct, Millsboro, DE 19966
    (302) 934-1113  
    Tunnell & Raysor PA Write review for this local business
    30 E Pine St, Georgetown, DE 19947
    (302) 856-7314  
    Allshore Collection Agency Write review for this local business
    400 Market St, Denton, MD 21629
    (410) 479-4790  
    Coastal Adjustment Bureau Inc Write review for this local business
    3754 Willow St, Chincoteague Island, VA 23336
    (757) 336-3546  
    First Collect Inc Write review for this local business
    17527 Nassau Commons Blvd, Lewes, DE 19958
    (302) 644-6804  
    Wyatt and Brown Write review for this local business
    15602 S Dupont Hwy, Harrington, DE 19952
    (302) 786-2943  
    C C S Inc Write review for this local business
    872 Walker Rd Ste B, Dover, DE 19904
    (302) 678-1735  
    James Stevens Daniels Inc Write review for this local business
    1283 College Park Dr, Dover, DE 19904
    (302) 735-4628  
    Worthington Moore & Jacobs Write review for this local business
    2119 W Denneys Rd, Dover, DE 19904
    (302) 734-7049  
    Matthews Pierce & Lloyd, Inc. Write review for this local business
    830 Walker Rd Ste 12, Dover, DE 19904
    (302) 678-5500  
    Woodward Adjustment Service Inc Write review for this local business
    227 New Jersey Rd, Stevensville, MD 21666
    (410) 643-1013  
    Joseph Phillips and Gray Write review for this local business
    1404 Forrest Ave, Dover, DE 19904
    (302) 346-2201  
    Susan Wilson Write review for this local business
    1003 Butterworth Ct, Stevensville, MD 21666
    (410) 604-2820  
    Kearns Brinen and Monaghan Write review for this local business
    20 E Division St Ste B, Dover, DE 19901
    (302) 736-6481  

    Professionals specializing in or involved with debt collection may work in various capacities for the creditor. People who run up bills through any number of means, such as a lack of medical insurance coverage, should be aware that they may have to face businesses of this kind.

    The way in which a collection agency chooses to operate, and particularly the ill-effects to be potentially suffered by the debtor, depends on its relationship to the creditor. Rather than a self-contained, discrete agency, a debt collector may act as a department of the overall company owed those financial obligations.

    Alternately, debt collection might be the primary business of the person or organization pressing people to settle their obligations. "Third-party" collection agencies may direct the bulk of the payments, once received, back to the original creditor. In order to render debt collection financially viable as a career, an agency of this type will collect a fee. Their claim for payment might be based on a percentage of the interest rate owed through bills.

    Debtors can engage collection agencies if for some reason they feel themselves called upon by necessity to avoid having to personally compel people to settle their bills. Financial problems, burdens or limitations can motivate companies to adopt plans based around contracting out their debts. If creditors are not hopeful of being paid for money owed for loans and interest rates, they may completely sell off responsibility for the debt to a third party.

    Due to the potential commercial incentive for debtors to be treated unfairly and abusively, the U.S. has enacted regulation of the field. People potentially at risk from debt collectors can consult online information concerning regulatory bodies like the Federal Trade Commission and the primary trade association, ACA International.



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