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Tips for Choosing a Car Insurance Policy
Here are some tips to keep in mind to make sure you choose affordable auto insurance that offers the coverage you need.

Tip #1: Decide What Level of Coverage You Need
Most car insurance companies offer a range of coverage options. Popular coverage options include: collision, comprehensive, uninsured motorist, underinsured motorist coverage, and personal injury protection. Explore these options to decide which level suits your needs best. Keep in mind that higher levels of coverage almost always cost more.

Tip #2 Compare Price Quotes from Several Companies
Insurance rates can vary significantly from one company to the next, so you should not assume that they all have similar prices. Contact several providers and get quotes for policy options that make sense for you. That way, you can easily compare rates to choose one that fits your budget.

Tip #3 Ask about Discounts
Insurance companies attract safe drivers with lower rates. Many of them also offer discounts for things that have nothing to do with your driving record. A student with good grades, for instance might get a discounted rate. You might also get a discount if you belong to certain professional organizations. Also, ask about package discounts. You might qualify for a lower rate if you bundle your car insurance with other types of policies.

Tip #4 Do Some Research before Buying a Policy
You want to get a good deal, but you also want to make sure that you choose a company with strong customer services. Online reviews will tell you about the experiences that other people have had filing claims with insurance companies. That can help you choose a provider with good services that will meet your needs.

USAA Military Home,Life& Auto Insurances
Providing the highest quality auto, car, and motorcycle insurance available in the local Salinas area from our agents. Just call for a quote on the auto insurance policy you're looking for.
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Cal Best Insurance Agency Inc
Get the very best rates in auto insurance with help from our respected agents. We look at your history to provide you with the most affordable coverage with our Salinas area car insurance.
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Hollywood Auto Insurance
Our reliable and honest auto insurance agents in the local Salinas area work with you to make sure you find the best policy for you. Get the coverage to suit your needs and budget from our auto insurance.
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Independent Insurance Agents & Brokers of America
If you're in the market for a new car, our association can assist you in finding the auto insurance that's right for you! No need to fret over quotes, our directory is here to help!
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National Association of Insurance Commissioners
Our association helps to promote competitive pricing and state regulation of car insurance, and insurance in general nationwide. Find the best deal on auto insurance through our dependable providers.
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STANDARD LISTINGS:   AUTO-CAR-INSURANCE IN/NEAR SALINAS
Coast Auto Insurance Write review for this local business
1676 Fremont Boulevard, Seaside, CA 93955
(408) 937-0000  
Coast Auto Insurance, a dominant auto insurance service provider in Seaside CA, offering free auto insurance quotes online. Contact to request the quote.
Coast Auto Insurance Services Write review for this local business
1858 W San Carlos St, San Jose, CA 95128
(408) 977-1990  
Coast Auto Insurance is a trusted insurance office that provides cheap car insurance services along with additional student discounts. Contact to know more.
Farmers Insurance - Gary Lash Write review for this local business
3604 Oakdale Rd Ste A, Modesto, CA 95357
(209) 345-8766  
Our insurance agency is dedicated to providing all of our customers with the best automobile, home, commercial, and life insurance policies available! Call our offices to sign up.
Coast Auto Insurance Write review for this local business
512 N Main St, Salinas, CA 93901
(831) 424-1990  
Stephanie Knudsen Write review for this local business
975 W Alisal St Ste A, Salinas, CA 93901
(831) 422-7403  
Western Growers Insurance Services Write review for this local business
1020 Merrill St Ste 1010, Salinas, CA 93901
(831) 422-8831  
Jerry G Cailotto Ins Write review for this local business
838 S Main St, Salinas, CA 93901
(831) 424-0829  
Ramirez Insurance Write review for this local business
600 E Market St, Salinas, CA 93905
(831) 755-7828  
Fista Auto Insurance Write review for this local business
554 E Alisal St, Salinas, CA 93905
(831) 424-1000  
Amezcua Insurance Services, Inc. Write review for this local business
7 N Hebbron Ave, Salinas, CA 93905
(831) 757-6315  
Allstate Insurance And Financial Services Write review for this local business
1820 N Main St, Salinas, CA 93906
(831) 443-4540  
Christopher Thom Write review for this local business
184 E Laurel Dr, Salinas, CA 93906
(831) 751-7377  
Hicks Craig Insurance Agency Write review for this local business
15 N 4th St, Salinas, CA 93906
(831) 675-3347  
Raul Garcia Martinez Write review for this local business
21 W Laurel Dr Ste 75, Salinas, CA 93906
(831) 704-4010  
AAA Insurance Write review for this local business
1019 Post Dr, Salinas, CA 93907
(831) 771-4000  
The Liberty Company Insurance Brokers Write review for this local business
4 Rossi Cir Ste 101, Salinas, CA 93907
(831) 233-7199  
Coast Auto Insurance Write review for this local business
1676 Fremont Blvd Ste D, Seaside, CA 93955
(831) 394-1990  
Jim Rinehart - State Farm Insurance Agent Write review for this local business
915 Hilby Ave, Seaside, CA 93955
(831) 393-8500  
AAA Travel agency Write review for this local business
53 Soledad Dr, Monterey, CA 93940
(831) 645-1900  
Natalie Hungerford Write review for this local business
591 Hartnell St, Monterey, CA 93940
(831) 642-6400  

Buying new car insurance can create a lot of anxiety, especially if you are new to the process. Knowing what questions to ask agents and agencies, however, should help you find a policy provider that will cover your needs while keeping rates affordable.

  • Do you offer discounts for safe drivers?
    Many auto insurance companies offer discounted rates for drivers who don’t have any accidents or moving violations on their driving records.

  • What levels of coverage do you offer?
    Depending on your specific needs, you might want to find a company that has a liability plan. Liability only covers the cost of repairing other vehicles that you have been in a collision with. Other companies offer comprehensive policies as well. These will help pay for the cost of repairing your own car or motorcycle.

  • Do you offer plans for classic and vintage vehicles?
    Some insurance groups will give you a special rate if you drive a vintage or classic car.

  • Does your company have a website that provides online price quotes?
    Getting online quotes from multiple insurance providers could help you choose an option that is cheap enough for you to afford. Look for sites that allow you to adjust your deductible in order to compare rates.

  • What information will I need to file a claim?
    Knowing what information you need to file a claim will help you get through the process if you are ever in a collision.

  • Will you pay for me to rent a car while my vehicle is being repaired?
    Many companies allow their customers to purchase additional coverage that pays for car rentals.


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