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Frequently Asked Questions About Dental Insurance Plans
Dental insurance plans allow a person or family to pay for most or all of covered dental procedures. Without insurance, you would have to pay in full for things like cleanings, x-rays, orthodontic work, cavity fillings and crowns. This type of insurance, usually available through your employer, features benefits and coverage policies specific to your needs. Pay more for family coverage and less for individual coverage. Choose from HMOs, DHMOs and PPOs, depending on what you’re looking for. Following are some frequently asked questions to consider when searching for dental insurance plans.

Does the plan cover orthodontia?
Many people choose a dental plan based on standard dental procedures, but they don’t realize that coverage is often different when it comes to braces and other orthodontic work. Many plans offer a $2,000 lifetime maximum benefit for each plan participant regardless of the number of courses of treatment. Once you use that benefit, that’s it, you must pay out of pocket.

How do I find a dentist?
It’s wise to choose a dentist covered in network. Going out of network means you will pay more for services. Most dental insurance plan providers may it super easy to find dentists in your area that are covered under their network. You can usually find lists of participating dentists and orthodontists on the company’s website, or in brochures provided by your employer. You may also want to check out dentist referral services as well.

What is a direct reimbursement plan?
This dental insurance plan type allows employees to choose any dentist they want without worrying about networks. The employee is reimbursed for any money spent on dental work; some employers pay it directly to the dentist, while others reimburse employees after they have spent the money on services.

Dentalplans.com
Our service allows you to choose from the best dental insurance plans in the Rockaway area! Dental insurance plans are paramount to a healthy smile, and our plans make a healthy smile affordable for everyone.
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STANDARD LISTINGS:   DENTAL-INSURANCE-PLANS IN/NEAR ROCKAWAY
Delta Dental Plan Write review for this local business
1639 State Rt 10 Fl 3, Parsippany, NJ 07054
(973) 285-4000  
Magarro Darren & Samantha Write review for this local business
820 Old Mill Rd, Franklin Lakes, NJ 07417
(201) 891-4114  
Eisner M Write review for this local business
1122 Us Highway 22, Mountainside, NJ 07092
(908) 233-6496  
First Ameritas Life Ins Co Write review for this local business
400 Rella Blvd Ste 304, Suffern, NY 10901
(845) 357-3604  
First Ameritas Group Dental Insurance Write review for this local business
400 Rella Blvd, Suffern, NY 10901
(845) 357-3601  
Professional Protective Alliance Write review for this local business
2 University Plaza, Hackensack, NJ 07601
(201) 621-9007  
Legg Dental Laboratory Write review for this local business
717 Kearny Ave, Kearny, NJ 07032
(201) 991-1725  
Titan Implants Write review for this local business
18 Columbia Avenue, Bergenfield, NJ 07621
(201) 771-1122  
Dental Group of New Jersey Inc Write review for this local business
924 N Wood Ave, Linden, NJ 07036
(908) 925-6022  
Choi Dental Office Write review for this local business
110 Broad Ave, Leonia, NJ 07605
(201) 346-9991  
C & C Dental Laboratory Inc Write review for this local business
50 Campbell Ave, Tappan, NY 10983
(845) 398-9724  
Antonio Thomas Services Write review for this local business
17 Battery Pl, New York, NY 10004
(212) 509-0323  
Greenpoint Medical Dental Management Corporation Write review for this local business
152 Greenpoint Ave, Brooklyn, NY 11222
(718) 389-8000  
Healthplex 5th Avenue Inc Write review for this local business
5313 5th Ave, Brooklyn, NY 11220
(718) 765-9056  
Preferred Dental & Medical Care Write review for this local business
3315 Junction Blvd Apt 1, Jackson Heights, NY 11372
(718) 507-6200  
First Ameritas Dental Provider Write review for this local business
11 Kendal Ln, Middletown, NY 10940
(845) 344-3161  
Doctors Choice Dental Lab Write review for this local business
174 Utica Ave, Brooklyn, NY 11213
(718) 774-5799  
Smile Dental Office Write review for this local business
1580 Dahill Rd, Brooklyn, NY 11204
(718) 998-8889  
Quality Dental Write review for this local business
1220 E New York Ave, Brooklyn, NY 11212
(718) 604-2377  
Trump Village Dental PC Write review for this local business
520 Neptune Ave, Brooklyn, NY 11224
(718) 946-8585  
Y & E Elite Dental Care Write review for this local business
10333 Queens Blvd, Forest Hills, NY 11375
(718) 897-6300  
EZ Touch Dental Write review for this local business
8223 153rd Ave, Howard Beach, NY 11414
(718) 641-3838  
Ideal Dental Care, Dr Peter Glavas, Dental Implant Write review for this local business
800 Northern Blvd Ste 6, Great Neck, NY 11021
(516) 487-6453  
Self Insured Dental Service Write review for this local business
71 S Central Ave, Valley Stream, NY 11580
(516) 396-5500  

If you are like most individuals and families, you require some type of dental insurance plan. This type of health care coverage assists with regular dental visits and check-ups by allowing you to get discounts. However, it is not a good idea to simply choose an individual or group coverage plan without knowing what it entails. In order to get the right dental coverage plan with the benefits you need, be sure to ask the questions that are listed below.

  • What procedures does the dental plan cover?
    As you know, there are various procedures, such as routine cleanings, cavity fillings, and root canals that can be done on teeth. Inquire about the specific coverage you would receive for each procedure in order to determine if the benefits are right for you. Not all dental insurance companies will cover every type of procedure.

  • What is the monthly rate for the insurance plan?
    The monthly payments for each type of health or dental insurance varies. This is why you should find out beforehand what your monthly fee would be for individual or family coverage. You should ask a few different providers what their rates are in order to get the best plan.

  • Does the individual or group insurance plan cover orthodontics?
    Since orthodontics are separate from regular dentistry, this may not be covered under every dental plan. It is prudent to find out how much the insurance plan will cover. This is especially important if you need braces or have a child that does.

  • What dentists and orthodontists apply to the dental insurance?
    Depending on where you live, there may be one or several dentists that are affiliated with the insurance plan. It is imperative to make sure there are dentists in your area that accept the type of insurance you choose so you can get discounts.


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