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Bill Northfield - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Blake Inabnit - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Bob Stirling - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Tiffany Kim - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Becky DelaCruz - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Mark Peterson - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Gustavo Soares - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Chris Lawson - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Julia Bodine - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Sandra Campbell - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Important Terms Insurance Agents and Agencies Use
The following are some important – but lesser known – insurance terms that may be used by your insurance agent or agency.

Binder: A binder is an initial or limited agreement between an insurance agent or agency and a client. Binders are a way of offering temporary coverage to an individual before a permanent policy is drafted or signed.

Comprehensive Coverage: Comprehensive coverage reimburses a policyholder for uncontrollable occurrences. Comprehensive coverage can be included in auto and homeowners insurance policies and includes events like vandalism, theft, fire, and damages caused by natural disasters like storms and floods.

Endorsement: An endorsement, or rider, is a change made to an insurance agreement that adds or eliminates certain coverage.

Incontestable Clause: An incontestable clause is a part of certain kinds of insurance policies that removes an insurance company’s ability to argue a claim. For example, if someone with life insurance commits suicide, the insurance company cannot deny coverage if the policy has been in effect for a certain amount of time. Incontestable clauses usually take effect after about two years.

Lapse: A lapse is an end to insurance coverage due to nonpayment. Most policies offer a grace period before a lapse occurs.

Mandated Benefits: These are policy benefits that must be offered to health insurance subscribers. Mandated benefits are determined by state and federal laws.

Surcharge: A surcharge is a monthly fee in addition to the usual monthly premium. Surcharges are often added to car insurance policies if a moving violation or accident has been reported.

Underwriting: Underwriting is the process of charging particular rates based on a potential or current client’s general information. This generalization is the degree of insurability of a particular group. For example, a teenage female and an elderly male are classified differently and will pay different premium rates.

Connecture
Our local Portland area insurance agents specialize in family and individual coverage to suit your budget and needs. Let us make sure you have the coverage you need from our insurance agents.
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Farmers Insurance - Jon Turino
Find insurance-agents-and-agencies in Portland. Portland insurance-agents-and-agencies meet all of your needs.
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National Association of Professional Insurance Age
The members of our prestigious association are the most professional insurance agents available in the nation. Find the right type of provider and coverage you need with our association.
MAP
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American Association of Health Plans
If you're looking for a dependable and affordable health insurance agent or agency near you, check our association's directory. Listing only the best insurance agents and agencies in the country.
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National Center for Assisted Living
Businesses specializing in health care coverage should be a part of our nationwide association for health care. Whether you're an insurance agent or agency, you should be a part of our association.
MAP
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STANDARD LISTINGS:   INSURANCE-AGENTS-AND-AGENCIES IN/NEAR PORTLAND
Sandy Meisner Insurance Write review for this local business
P.o. Box 2089, Lake Oswego, OR 97035
(503) 730-9575  
Sandy L. Meisner, Inc. provides a variety of insurance coverage. Offering auto, health, property, home, & life insurance plans. Our insurance agents are here to fulfill your family's insurance needs.
Fadia Insurance & Financial Services Agent Write review for this local business
14210 SE Sunnyside Rd Ste 400, Clackamas, OR 97015
(503) 558-1080  
As your personal Farmers Insurance agent located in Clackamas, I believe in keeping you informed of ways to protect what's important to you.
Joseph Brumbaugh Insurance Write review for this local business
9901 NE 7th Ave Ste A216, Vancouver, WA 98685
(360) 281-3700  
We're dedicated to providing you with the best health insurance available in Portland, which includes dental and eye coverage. Our overall selection available for Portland includes medical insurance such as premium and student.
Marsh Write review for this local business
111 SW Columbia St Ste 500, Portland, OR 97201
(503) 248-6400  
Allstate Insurance Write review for this local business
1700 SW Jefferson St, Portland, OR 97201
(503) 227-2721  
Premium Financing Specialist Write review for this local business
2125 SW 4th Ave, Portland, OR 97201
(503) 223-6450  
Arnold Bruce & Doerfler Insurance Write review for this local business
1405 SW 14th Ave, Portland, OR 97201
(503) 222-1951  
Nibley J B Insurance Inc Write review for this local business
1800 SW 1st Ave, Portland, OR 97201
(503) 221-5420  
Saif Corporation Write review for this local business
1500 SW 1st Ave Ste 200, Portland, OR 97201
(971) 242-5001  
Aaa Insurance Write review for this local business
600 SW Market St, Portland, OR 97201
(888) 503-4222  
Herrle Joseph H & Associates Write review for this local business
1800 SW 1st Ave Ste 280, Portland, OR 97201
(503) 221-5403  
ING North America Insurance Corp Write review for this local business
200 SW Market St Ste 1900, Portland, OR 97201
(503) 937-0370  
Aetna Write review for this local business
222 SW Columbia St Ste 500, Portland, OR 97201
(503) 937-0500  
Morford Alexander & Woo Write review for this local business
3030 SW Moody Ave Ste 200, Portland, OR 97201
(503) 295-3668  
Compensation Systems NW Inc Write review for this local business
2501 SW 1st Ave Ste 320, Portland, OR 97201
(503) 226-2171  
Assurant Employee Benefits Write review for this local business
1515 SW 5th Ave, Portland, OR 97201
(503) 228-4511  
Taylor-Zeller Insurance Services Inc Write review for this local business
1312 SW 16th Ave Ste 103, Portland, OR 97201
(503) 230-0741  
Allstate Insurance Write review for this local business
2404 SW 5th Ave, Portland, OR 97201
(503) 223-3853  
Hockley Claude Insurance Write review for this local business
2130 SW Jefferson St Ste 315, Portland, OR 97201
(503) 228-7661  
State Farm Insurance Write review for this local business
1133 SW Market St Ste 222, Portland, OR 97201
(503) 227-1595  

Insurance agencies and the agents themselves may consider very different coverage plans for homeowners or commercial property brokers. Whether farmers need coverage or you need a plan for your auto, as well as medical or traveling insurance, much can be considered a liability so it’s important to hire a licensed agent who can provide general services. Whether you have specialties, such as traveler insurance or have specific health issues, finding the right group that covers federal needs as well as workers compensation and everything between can make the difference between surviving and losing everything.

  • What rate will my premiums run?
    A quote will be established and then, after everything is set into place, an insurance agency will send you rates with different coverage options. Rates vary depending state to state and whether these are high risk or require long term coverage for a business, network of offices, even national needs can be covered.

  • What property is covered?
    Be clear about the property that is being covered and what it entails. Different elements, such as water or fire, produce a higher risk for certain properties. Liabilities may spike your ratings, so any specialty needs to be addressed.

  • Do you have certification?
    Asking if all the titles are in place for homeowners, as well as automobile owners can affect both liability and management of the insurance plan.

  • Can I get a cheaper premium?
    Most of the time cheaper insurance is available, but this effects how much the insurance company will make available incase your health declines and your medical bills sore, or you have an auto accident. This effects any kind of insurance for travelers, and commercial properties as well as unemployment.


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