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Questions to Ask if You're in Need of a Check Cashing Service
If you're in need of a little extra money, or a little financial assistance, you may be interested in working with a check cashing service and if you are interested in working with one of these personal finance companies, you'll undoubtedly have a lot of questions. These are some questions that you may want to ask of a check cashing company that you are potentially going to use.
Do I need to wait until pay day to ask for a loan or a cash advance?
No, most of these lending companies offer loans and cash advances to men and women before their next pay days. They do, however, charge a great deal of interest for this service, and you'll want to call to find out exactly how much money the company will bill you.
Can I run a money order through one of these companies?
Yes, although you can also process a money order at your local bank along with most other reputable financial institutions. You'll want to compare the services offered by these various companies and institutions before you select one.
Will this lending company accept my debit or credit card?
Yes, these companies accept all major forms of payment. Some of them even accept prepaid cards.
How long will it take for this company to provide me with an advance on my paycheck?
It doesn't take long to process one of these advances. The transfer can usually be completed almost instantaneously and the money can be added to your account immediately. This money can sometimes be protected against identity theft or other financial threats by a reputable finance center for a small additional fee.
Financial Service Centers of America
Whether you need check cashing or other advance services, just stop by our local Portland area office. Making sure you have access to the financial services you need to pay your bills and stay ahead.
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CHECK-CASHING-SERVICE IN/NEAR PORTLAND
ACE Cash Express
|1131 Lancaster Dr NE, Salem, OR 97301
||Write review for this local business
"not only did the woman behind the counter find it almost a burden to do her job, she really didn't do her job..instead, I get to stand for 20 minutes as she flirts with the guy doing god knows what at the counter (even upsetting his girlfriend)...only to get to the counter to find that a check cashing place (wanting to charge me ten percent for that privilege) doesn't cash the check because they c ..."
Payday loans help those who cannot wait until their company issues checks. Typically, the employees will not be provided with wage advances. For people who receive their wages on a biweekly or monthly basis and have a bill that must be paid, these transactions are immensely helpful. The company lends you the money until your company settles your wages. You transfer the wages to the lender. Make sure payday loans are legal in your state. Due to exorbitant interest rates, many states have made them illegal.
Banks are often the best choice for handling financial transactions. Money you deposit earns interest. They can transfer money to your creditor to settle debts. They offer debit cards that you can use to receive cash or instantly complete online transactions. They even offer personal finance counseling to help you manage your accounts. Banks offer protection against fraud, and your deposit is protected by insurance banks are required to carry.
College students and those with poor credit benefit from prepaid credit cards. They can refill them using their wages at many financial centers. Use prepaid credit cards online or at any store that accepts major credit cards.
Check cashing services assist those with or without a bank account. These companies provide monetary advances before you receive your wages from your employer. They also convert your company's remittance into paper and coin money. There may be a fee to use their services. Other companies require you to keep a set amount in your account in order to avoid fees. Make sure you are comfortable with the terms.