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GEICO for Your Business
GEICO Can Help You Get Insurance Coverage For Your Business!
Business Profile
Andra Jeffress - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
David Newland - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Douglas Cheung - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Jerry Wood - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
John Abercrombie III - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Lynn Buss - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Sam Winter - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Erik Langhofer - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Llyrena Sherwood - State Farm Insurance Agent
No One Takes Care of You Like A State Farm Agent. Get A Quote Today!
Important Terms Insurance Agents and Agencies Use
The following are some important – but lesser known – insurance terms that may be used by your insurance agent or agency.

Binder: A binder is an initial or limited agreement between an insurance agent or agency and a client. Binders are a way of offering temporary coverage to an individual before a permanent policy is drafted or signed.

Comprehensive Coverage: Comprehensive coverage reimburses a policyholder for uncontrollable occurrences. Comprehensive coverage can be included in auto and homeowners insurance policies and includes events like vandalism, theft, fire, and damages caused by natural disasters like storms and floods.

Endorsement: An endorsement, or rider, is a change made to an insurance agreement that adds or eliminates certain coverage.

Incontestable Clause: An incontestable clause is a part of certain kinds of insurance policies that removes an insurance company’s ability to argue a claim. For example, if someone with life insurance commits suicide, the insurance company cannot deny coverage if the policy has been in effect for a certain amount of time. Incontestable clauses usually take effect after about two years.

Lapse: A lapse is an end to insurance coverage due to nonpayment. Most policies offer a grace period before a lapse occurs.

Mandated Benefits: These are policy benefits that must be offered to health insurance subscribers. Mandated benefits are determined by state and federal laws.

Surcharge: A surcharge is a monthly fee in addition to the usual monthly premium. Surcharges are often added to car insurance policies if a moving violation or accident has been reported.

Underwriting: Underwriting is the process of charging particular rates based on a potential or current client’s general information. This generalization is the degree of insurability of a particular group. For example, a teenage female and an elderly male are classified differently and will pay different premium rates.

Connecture
Our local Phoenix area insurance agents specialize in family and individual coverage to suit your budget and needs. Let us make sure you have the coverage you need from our insurance agents.
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Farmers Insurance
Your source for Phoenix insurance-agents-and-agencies. Top quality Phoenix insurance-agents-and-agencies.
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National Association of Professional Insurance Age
The members of our prestigious association are the most professional insurance agents available in the nation. Find the right type of provider and coverage you need with our association.
MAP
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Bivona Insurance Group
Bivona Insurance Group is committed to helping you find the best Phoenix insurance. Whether you need Insurance Services or automobile insurance, we can help you get a fast FREE quote from the top insurance carriers.
MAP
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American Association of Health Plans
If you're looking for a dependable and affordable health insurance agent or agency near you, check our association's directory. Listing only the best insurance agents and agencies in the country.
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National Center for Assisted Living
Businesses specializing in health care coverage should be a part of our nationwide association for health care. Whether you're an insurance agent or agency, you should be a part of our association.
MAP
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STANDARD LISTINGS:   INSURANCE-AGENTS-AND-AGENCIES IN/NEAR PHOENIX
Mister Insurance Write review for this local business
1314 W. Camelback Road, Phoenix, AZ 85013
(602) 524-7522  
Mr. Insurance is an independent agent in protecting your health, property, family and auto insurance in Casa Grande AZ and Gallup NM at a price that you'll be happy with. For more information call us
Costello Insurance Write review for this local business
428 E Southern Ave, Tempe, AZ 85282
(480) 968-7746  
For Your Aviation Insurance Needs Contact Costello Insurance Assoc. Nationally, We've Been Arranging Aircraft Insurance since 1991. Call 800.528.6483. Insurance for Airplanes, Gliders, & Drones.
Summit Insurance Advisers Write review for this local business
5425 East Bell Road #103, Phoenix, AZ 85254
(480) 214-3544  
Summit Insurance offers a variety of insurance agency services in and around the Scottsdale, Arizona area.
Jirele Jeff Ins Write review for this local business
Ray Road And Interstate 10, Phoenix, AZ 85001
(480) 893-3585  
Azteca Bail Bonds Write review for this local business
132 S Central Ave Ste 236, Phoenix, AZ 85004
(623) 847-4490  
Pacific Life-Arizona Regional Life Office Write review for this local business
1850 N Central Ave, Phoenix, AZ 85004
(602) 279-6545  
Farmer-Butler-Leavitt Insurance Agency Inc Write review for this local business
919 N 1st St, Phoenix, AZ 85004
(602) 264-0566  
Evans Greg A Write review for this local business
40 N Central Ave Ste 104, Phoenix, AZ 85004
(602) 257-4188  
Cobiz Insurance Write review for this local business
2600 N Central Ave Ste 1950, Phoenix, AZ 85004
(602) 296-2300  
State Farm Insurance Write review for this local business
109 W Portland St, Phoenix, AZ 85003
(602) 277-2687  
Phoenix Auto Insurance Write review for this local business
2 North Central Avenue, Phoenix, AZ 85004
(623) 321-4145  
Aon Risk Services Inc of Arizona Write review for this local business
1850 N Central Ave Ste 1700, Phoenix, AZ 85004
(602) 427-3200  
Vehicle Insurance Phoenix Write review for this local business
530 E Mcdowell Rd, Phoenix, AZ 85004
(602) 926-0098  
Dicom Grid Write review for this local business
2702 N 3rd St, Phoenix, AZ 85004
(602) 687-8046  
Avesis Write review for this local business
120 E Van Buren St, Phoenix, AZ 85004
(602) 253-0830  
State Farm Insurance Write review for this local business
40 N Central Ave Ste 104, Phoenix, AZ 85004
(602) 424-0300  
Cambridge Galaher Settlements Write review for this local business
1850 N Central Ave Ste 330, Phoenix, AZ 85004
(602) 427-3295  
Commonwealth Land Title Insurance Write review for this local business
1850 N Central Ave Ste 310, Phoenix, AZ 85004
(602) 282-6006  
State Farm Insurance Write review for this local business
130 N Central Ave Ste 110, Phoenix, AZ 85004
(602) 257-4188  

Insurance agencies and the agents themselves may consider very different coverage plans for homeowners or commercial property brokers. Whether farmers need coverage or you need a plan for your auto, as well as medical or traveling insurance, much can be considered a liability so it’s important to hire a licensed agent who can provide general services. Whether you have specialties, such as traveler insurance or have specific health issues, finding the right group that covers federal needs as well as workers compensation and everything between can make the difference between surviving and losing everything.

  • What rate will my premiums run?
    A quote will be established and then, after everything is set into place, an insurance agency will send you rates with different coverage options. Rates vary depending state to state and whether these are high risk or require long term coverage for a business, network of offices, even national needs can be covered.

  • What property is covered?
    Be clear about the property that is being covered and what it entails. Different elements, such as water or fire, produce a higher risk for certain properties. Liabilities may spike your ratings, so any specialty needs to be addressed.

  • Do you have certification?
    Asking if all the titles are in place for homeowners, as well as automobile owners can affect both liability and management of the insurance plan.

  • Can I get a cheaper premium?
    Most of the time cheaper insurance is available, but this effects how much the insurance company will make available incase your health declines and your medical bills sore, or you have an auto accident. This effects any kind of insurance for travelers, and commercial properties as well as unemployment.


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