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Important Terms to Know About Adjusters
Claims adjusters, usually found in the field of insurance, evaluate loss by an insured party to estimate how much it will cost for repair or replacement, then authorized payment for said claim. For a homeowners’ insurance claim over a particular dollar amount, these professionals will come out to your home to evaluate the damage. For smaller amounts, they may adjust the loss from their office. Adjusters usually work within an insurance firm, although some work independently as consultants. Here are some important terms to know about claims adjusters when investigating this insurance topic.

Claim Examiner: Also known as a claims adjuster, this is the person in charge of investigating and settling a claim.

Claimant: An individual who presents a claim. A claim is a request for payment under the insurance policy’s terms.

Reinspection: When an adjuster does a review of an estimate or appraisal after repairs are done to a vehicle.

Proof of Loss: A statement about a particular claim and what it entails, usually requested in accordance with policy conditions.

Payment Recovery Examiner: The person in charge of recovering a claimant’s deductible from another party’s insurance company.

Medical Claim Examiner: Person in charge of reviewing medical bills, replacement services and lost wages for injuries sustained by the claimant.

Limits of Liability: A specified amount in an insurance policy stating how much an insurance company will pay to protect its policyholders in a claim.

Liability Examiner: Person in charge of handling an accident investigation, with responsibilities involving collision payments, bodily injury settlements and property damage payments.

Adjusters International
Providing recovery services in the event of a disaster from our local Peoria area insurance adjusters. Find our branch in your area to receive expert disaster recovery and insurance claim services.
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STANDARD LISTINGS:   ADJUSTERS IN/NEAR PEORIA
Dan Boozer Adjustment Inc Write review for this local business
6106 N 47th Dr, Glendale, AZ 85301
(623) 915-0668  
Dan Boozer Adjustment Inc Write review for this local business
18016 N 74th Dr, Glendale, AZ 85308
(602) 439-2697  
Crawford & Company Write review for this local business
2222 W Dunlap Ave Ste 375, Phoenix, AZ 85021
(602) 216-9543  
J F King Accounting & Tax Serv Write review for this local business
2039 W Citrus Way, Phoenix, AZ 85015
(602) 246-7835  
Mosher Adjustment Company Write review for this local business
2233 W Bethany Home Rd, Phoenix, AZ 85015
(602) 234-0225  
GAB Robins Write review for this local business
7227 N 16th St Ste 270, Phoenix, AZ 85020
(602) 248-4100  
Phoenix Casualty Investigations Inc Write review for this local business
1411 E Orangewood Ave Unit 235, Phoenix, AZ 85020
(602) 864-6543  
Frontier Adjusters Write review for this local business
4745 N 7th St Ste 320, Phoenix, AZ 85014
(602) 264-1061  
Frontier Adjusters Write review for this local business
7641 Po Box, Phoenix, AZ 85011
(480) 994-0707  
Skipton & Associates, Inc. Write review for this local business
2415 E. Camelback Rd. Ste. 700, Phoenix, AZ 85016
(602) 992-7577  
Avizent Write review for this local business
5353 N 16th St Ste 250, Phoenix, AZ 85016
(480) 606-5560  
Beast Printing Write review for this local business
11811 N Tatum Blvd, Phoenix, AZ 85028
(602) 953-6653  
Jd Howard and Associates Write review for this local business
Phoenix, AZ 85041
(602) 241-1234  
Cnyn State Adjusters Write review for this local business
16225 N 29th St, Phoenix, AZ 85032
(602) 493-7997  
Peck James B & Associates Write review for this local business
4845 E Onyx Ave, Paradise Valley, AZ 85253
(480) 443-7464  
Cunningham Lindsey Write review for this local business
4700 E Thomas Rd Ste 206, Phoenix, AZ 85018
(602) 840-2100  
AJR Public Adjusters Write review for this local business
21001 N Tatum Boulevard Suite1, Phoenix, AZ 85050
(855) 454-0247  
Ajr Public Adjusters Write review for this local business
5401 E Charleston Ave, Scottsdale, AZ 85254
(602) 795-5227  
Greenspan Adjusters International Write review for this local business
14614 N Kierland Blvd, Scottsdale, AZ 85254
(480) 970-7869  
Services Outback Adjusting & Investive Write review for this local business
8485 E Mcdonald Dr, Scottsdale, AZ 85250
(480) 483-1001  
Greenspan Co Adjusters International The Write review for this local business
6380 E Thomas Rd Ste 324, Scottsdale, AZ 85251
(480) 945-2319  
Debt Settlement USA Write review for this local business
14350 N 87th St Ste 100, Scottsdale, AZ 85260
(480) 556-9090  
Cunningham Lindsey Write review for this local business
8170 N 86th Pl Ste 110, Scottsdale, AZ 85258
(480) 607-4424  
Insurance Claims Service of Arizona Write review for this local business
2534 E Geneva Dr, Tempe, AZ 85282
(480) 730-8844  

After you suffer damage or a loss to your home, automobile or income, you'll need to file a claim to your insurance company. An adjuster that represents your insurance carrier will determine how much of the gross cost of your claim the company will pay. If you are unsatisfied with the offer, you have the option to hire a public adjuster to review your case and act as an advocate to determine if the company owes you a larger percentage for the gross cost of your loss. When looking for a public adjuster, ask these questions to make sure you find the most qualified individuals to represent your claim.

  • Are you licensed and certified as a public adjuster?
    To work legally as a public adjuster, a license from your state's Department of Insurance is mandatory. Ask when the adjuster's license is due to expire. You can also contact the department yourself to confirm the credentials of prospective adjusters. Certification from the National Association of Public Insurance Adjusters is voluntary. Hiring a certified public adjuster ensures that the professional you hire has met specific professional standards established by the APIA.

  • In what do you specialize?
    Many public adjusters have a particular area of expertise. Some work with claims that involve disability insurance, which provides sources of income if you are injured or sick and unable to work. Others work with total losses from automobile accidents or damage to commercial property.

  • What are your fees?
    Public adjusters receive a percentage of the amount that your insurance company pays you on your claim. A reputable adjuster should explain to you their sliding scale for fees and be able to justify why you will be charged a specific rate. If you have already received a partial claim, ask the adjuster if they will expect a percentage of that or not.


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