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Tips for Buying Mobile Home Insurance
Here are some helpful tips to assist you with purchasing the right mobile home insurance policy.

Tip #1: Search for Discounts
Depending on the mobile home insurance provider, certain discounts will be offered. It is prudent to investigate several insurance companies in order to compare the types of discounts that each one offers. For instance, you may get a discount for being retired, or for having a better security system than others. There are also certain employers that provide group insurance discount rates, which may apply to you.

Tip #2: Raise Your Deductible
The deductible is the portion of money you pay toward a loss, which is done before your insurance company or provider begins to pay a claim. When your deductible is higher, you can save more money on the premiums you have to pay. For instance, if your insurance provider recommends that you pay a $500 deductible, you should consider raising the deductible to $1,000, if you can afford this amount. Overall, this can end up saving you up to 25 percent.

Tip #3: Improve Your Home Security Measures
The security of your mobile home can always help you get insurance discounts. For instance, smoke detectors, dead bolts on entry doors, fire alarms, and security systems are all helpful if you want a cheaper rate. These security measures can reduce your premium by up to 20 percent. A burglar alarm that notifies the police, as well as a quality sprinkler system, are other wise investments that can save you money. This is because the insurance company or provider sees you as less of a hazard or risk.

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STANDARD LISTINGS:   MOBILE-HOME-INSURANCE IN/NEAR LUBBOCK
Charles Short Insurance Agency, Inc. Write review for this local business
2415 20th St, Lubbock, TX 79411
(806) 763-4409  
Allstate Insurance Write review for this local business
3711 20th St Ste B, Lubbock, TX 79410
(806) 791-6277  
Texas Farm Bureau Insurance Write review for this local business
5605 Avenue Q South Dr, Lubbock, TX 79412
(806) 747-5271  
Nelda Jett Ins Write review for this local business
3833 50th St Ste 5, Lubbock, TX 79413
(806) 793-2857  
Texas Farm Bureau Insurance Write review for this local business
3410 98th St Ste 3, Lubbock, TX 79423
(806) 771-0574  
Rasberry Glen Insurace Write review for this local business
7302 82nd St, Lubbock, TX 79424
(806) 794-8091  
Bill Eggar - Allstate Insurance Write review for this local business
10101 Quaker Ave, Lubbock, TX 79424
(806) 792-5200  
Lubbock Insurance Group, Inc. Write review for this local business
7005 Salem Park Dr, Lubbock, TX 79424
(806) 797-4131  
Paul Willems Write review for this local business
4747 S Loop 289 Ste 140, Lubbock, TX 79424
(806) 771-2526  
Texas Farm Bureau Insurance Write review for this local business
1417 9th St, Shallowater, TX 79363
(806) 832-5307  
Mayo Agency, Inc. Write review for this local business
1617 Main St, Petersburg, TX 79250
(806) 667-3593  
Texas Farm Bureau Insurance Write review for this local business
1718 Avenue H, Levelland, TX 79336
(806) 894-1539  
Texas Farm Bureau Insurance Write review for this local business
610 Tilford Ave, Ralls, TX 79357
(806) 253-2564  
Texas Farm Bureau Insurance Write review for this local business
615 Xit Dr, Littlefield, TX 79339
(806) 385-4489  
Texas Farm Bureau Insurance Write review for this local business
808 S Columbia St, Plainview, TX 79072
(806) 296-6351  
Turpen Insurance Write review for this local business
522 Ash St, Plainview, TX 79072
(806) 293-2651  
Texas Farm Bureau Insurance Write review for this local business
101 S Wall St, Floydada, TX 79235
(806) 983-3777  
Texas Farm Bureau Insurance Write review for this local business
117 E Main St, Post, TX 79356
(806) 495-0404  
Norman Agency The Write review for this local business
204 E Main St, Post, TX 79356
(806) 495-3050  
Texas Farm Bureau Insurance Write review for this local business
521 W Main St, Brownfield, TX 79316
(806) 637-2504  
SBMP, Inc. / Mayo Agency Write review for this local business
718 Main St, Olton, TX 79064
(806) 285-2604  
Texas Farm Bureau Insurance Write review for this local business
311 E Washington Ave, Morton, TX 79346
(806) 266-5586  
Texas Farm Bureau Insurance Write review for this local business
1602 Lubbock Hwy, Lamesa, TX 79331
(806) 872-8333  
Texas Farm Bureau Insurance Write review for this local business
920 Ave E, Plains, TX 79355
(806) 456-2790  

When you are looking to purchase mobile home insurance, there are several things you should consider. The amount of coverage is an important aspect as well as the rate that you are quoted. The following are important questions you should ask when shopping around for mobile home insurance.

  • What kind of home do I have?
    There is a difference between a modular home and a manufactured house. In many cases they are both considered to be mobile homes. A manufactured house is a mobile home. This has a HUD tag and a metal frame. Manufactured houses will typically have a title instead of a deed. A modular home is the same as a typical stick-built house, except that it is built in pieces at a factory and constructed on site.

  • What coverage do I need?
    Your basic insurance policy would cover damage that occurs to your property. This can be in the event of fire, lightning or a windstorm. Other coverage includes liability. This coverage will handle injuries and damages that occur to other property as a result of you. Liability coverage is usually recommended.

  • Can I save money?
    Insurance companies offer several types of discounts. The most common of these discounts is multi-policy. If the insurance company you are inquiring with offers other products, you may be able to save some money by bundling your insurance with one carrier. Ask the insurance agent what savings options are available before they give you a quote. This will ensure that you have the best possible rate.


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