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Questions to Ask When Renting to Own

When you decide you need furniture or other merchandise for your house or home, there are many options for you to consider. One of these options is renting to own. You can do this with a bed for you home or a big screen television for your house. Going through this type of arrangement will entail that you pay the full amount of the merchandise plus interest before you own. Before you get started, here are a few important questions to ask.

  • How much are the payments and when is the due date?
    When you start a lease or loan for any purpose, the most important thing is knowing that you can afford the payment amount without affecting your current bills.

  • How many payments before I own the merchandise?
    This is an important part of the financing agreement. Regulation Z states that the rent to own store will have to disclose the cost of credit to you. This is done by showing you the rate of the lease or loan and how many payments will be made before the items are yours. This applies to furniture, beds, vehicles and appliances among other things.

  • Can I break the contract at any time without penalty?
    Most rent to own stores give you an option to break out of the agreement at any given time. The interest rate is generally much higher which gives the store the opportunity to break the contract and still make a profit. Going month to month or week to week will generally give you this option of terminating the agreement without penalty to your credit.

  • STANDARD LISTINGS:   RENT-TO-OWN-STORES IN/NEAR LAUREL
    Rac Acceptance Write review for this local business
    13450 Baltimore Ave, Laurel, MD 20707
    (410) 813-2094  
    Rent-A-Center Write review for this local business
    12777 Laurel Bowie Rd, Laurel, MD 20708
    (301) 604-5900  
    Rent-A-Center Write review for this local business
    13834 Outlet Dr, Silver Spring, MD 20904
    (301) 890-8610  
    ColorTyme Rent to Own Write review for this local business
    6721 Annapolis Rd, Hyattsville, MD 20784
    (301) 773-0600  
    Rent-A-Center Write review for this local business
    2429 Chillum Rd, Hyattsville, MD 20782
    (301) 864-6990  
    Rent-A-Center Write review for this local business
    1173A University Blvd E, Takoma Park, MD 20912
    (301) 434-8200  
    Rent-A-Center Write review for this local business
    7772 Landover Rd, Hyattsville, MD 20785
    (301) 341-1991  
    Rent-A-Center Write review for this local business
    6213 Georgia Ave NW, Washington, DC 20011
    (202) 722-1070  
    ColorTyme Rent to Own Write review for this local business
    7019 Martin Luther King Jr Hwy # 7021, Hyattsville, MD 20785
    (240) 582-9709  
    Rent-A-Center Write review for this local business
    714 N Rolling Rd, Catonsville, MD 21228
    (410) 788-1100  
    Rent A Center Write review for this local business
    628 Rhode Island Ave NE, Washington, DC 20002
    (202) 526-6891  
    ColorTyme Rent to Own Write review for this local business
    5746 Baltimore National Pike, Catonsville, MD 21228
    (410) 869-7368  
    Rent-A-Center Write review for this local business
    807 H St NE, Washington, DC 20002
    (202) 543-1280  
    Rent A Center Write review for this local business
    7722 Ritchie Hwy, Glen Burnie, MD 21061
    (410) 761-2000  
    Rent-A-Center Write review for this local business
    630 Rhode Island Ave NE, Washington, DC 20002
    (202) 526-6891  
    Rent-A-Center Write review for this local business
    6226 Central Ave, Capitol Heights, MD 20743
    (301) 499-6660  
    Rent-A-Center Write review for this local business
    3446 Annapolis Rd, Halethorpe, MD 21227
    (410) 355-3100  
    Rent-A-Center Write review for this local business
    18266 Contour Rd, Gaithersburg, MD 20877
    (301) 208-8400  
    Rent-A-Center Write review for this local business
    5005 Ritchie Hwy, Brooklyn, MD 21225
    (410) 789-7368  
    Rent A Center Write review for this local business
    2845 Alabama Ave SE, Washington, DC 20020
    (202) 583-2052  
    Rent-A-Center Write review for this local business
    5840 Silver Hill Rd, District Heights, MD 20747
    (301) 967-6500  
    Rent-A-Center Write review for this local business
    5228 Baltimore National Pike, Baltimore, MD 21229
    (410) 744-7300  
    Rent-A-Center Write review for this local business
    2857 Alabama Ave SE, Washington, DC 20020
    (202) 583-2052  
    Rac Acceptance Write review for this local business
    3300 Marlo Ln, District Heights, MD 20747
    (301) 735-2890  
    Rac Acceptance Write review for this local business
    7541 Lindbergh Dr, Gaithersburg, MD 20879
    (301) 987-0107  

    Rent to own stores can offer a variety of services for customers, such as rent and lease deals, low financing, delivery and set-up, buying options, and price matching. Many companies allow customers to set up payment dates, providing flexible payment plans on computers and televisions. Sales associates are on hand to provide assistance for consumers, recommending the best appliances, furniture, electronics, and computers for their personal needs.

    Low financing rates can attract consumers to rent and lease deals, as can favorable contracts and agreements. Many rent to own stores allow customers to purchase the merchandise after a specified time period. In terms of real estate, property, homes, and buildings are also available for rent before purchase. Consumers can learn more about this by speaking to a real estate agent or their existing landlord. In terms of vehicles, they can speak to a dealership regarding leasing and future car purchases.

    Related topics include computer, furniture, and equipment renting and leasing. Major household appliances, tools, boats,and charters are also up for rent. In addition, apartment finding and rental services are also available. All of these businesses offer customers a chance to rent items, test them out for the short-term, and usually provide long-term buying options.

    Professionals working within this industry should be business savvy, have good communication skills, and work well with others. Whether you need home appliances, electronics, furniture, laptops, or equipment, rent to own stores offer attractive financing rates for customers. This is a great resource for families, providing quality merchandise available for rent or lease.



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