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Tips for Choosing a Car Insurance Policy
Here are some tips to keep in mind to make sure you choose affordable auto insurance that offers the coverage you need.

Tip #1: Decide What Level of Coverage You Need
Most car insurance companies offer a range of coverage options. Popular coverage options include: collision, comprehensive, uninsured motorist, underinsured motorist coverage, and personal injury protection. Explore these options to decide which level suits your needs best. Keep in mind that higher levels of coverage almost always cost more.

Tip #2 Compare Price Quotes from Several Companies
Insurance rates can vary significantly from one company to the next, so you should not assume that they all have similar prices. Contact several providers and get quotes for policy options that make sense for you. That way, you can easily compare rates to choose one that fits your budget.

Tip #3 Ask about Discounts
Insurance companies attract safe drivers with lower rates. Many of them also offer discounts for things that have nothing to do with your driving record. A student with good grades, for instance might get a discounted rate. You might also get a discount if you belong to certain professional organizations. Also, ask about package discounts. You might qualify for a lower rate if you bundle your car insurance with other types of policies.

Tip #4 Do Some Research before Buying a Policy
You want to get a good deal, but you also want to make sure that you choose a company with strong customer services. Online reviews will tell you about the experiences that other people have had filing claims with insurance companies. That can help you choose a provider with good services that will meet your needs.

USAA Military Home,Life& Auto Insurances
Providing the highest quality auto, car, and motorcycle insurance available in the local Kunia area from our agents. Just call for a quote on the auto insurance policy you're looking for.
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Independent Insurance Agents & Brokers of America
If you're in the market for a new car, our association can assist you in finding the auto insurance that's right for you! No need to fret over quotes, our directory is here to help!
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National Association of Insurance Commissioners
Our association helps to promote competitive pricing and state regulation of car insurance, and insurance in general nationwide. Find the best deal on auto insurance through our dependable providers.
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STANDARD LISTINGS:   AUTO-CAR-INSURANCE IN/NEAR KUNIA
Al Morinaka Write review for this local business
1001 Kamokila Blvd Ste 112, Kapolei, HI 96707
(808) 674-0755  
State Farm Insurance Write review for this local business
94-366 Pupupani St, Waipahu, HI 96797
(808) 671-7888  
State Farm Insurance Write review for this local business
1001 Kamokila Blvd Ste 197, Kapolei, HI 96707
(808) 674-6655  
State Farm Insurance Write review for this local business
94-1024 Waipio Uka St Ste 203, Waipahu, HI 96797
(808) 677-5800  
State Farm Insurance Write review for this local business
590 Farrington Hwy Unit 521, Kapolei, HI 96707
(808) 674-4144  
State Farm Insurance Write review for this local business
94-050 Farrington Hwy Ste E1-1A, Waipahu, HI 96797
(808) 676-4031  
Dawn Mira-Whitson Write review for this local business
94-210 Pupukahi St Ste 208, Waipahu, HI 96797
(808) 677-1428  
Marc Dixon Write review for this local business
91-1001 Kaimalie St 204, Ewa Beach, HI 96706
(808) 689-9770  
Manuel Buenconsejo Write review for this local business
95-1249 Meheula Pkwy Ste 113, Mililani, HI 96789
(808) 625-7000  
State Farm Insurance Companies Write review for this local business
95-390 Kuahelani Ave Ste 3F, Mililani, HI 96789
(808) 625-2226  
Lathrop-Lee, Toni - State Farm Insurance Agent Write review for this local business
95-1249 Meheula Pkwy Ste 140, Mililani, HI 96789
(808) 627-0597  
Allstate Insurance Write review for this local business
95-1249 Meheula Pkwy Ste 113, Mililani, HI 96789
(808) 625-7000  
State Farm Insurance Write review for this local business
95-720 Lanikuhana Ave Ste 250, Mililani, HI 96789
(808) 625-1722  
Keala N Kamai Write review for this local business
450 Kamehameha Hwy Ste 8, Pearl City, HI 96782
(808) 486-3370  
State Farm Insurance Write review for this local business
850 Kamehameha Hwy Ste 113, Pearl City, HI 96782
(808) 455-7944  
Calen Matsuno Write review for this local business
803 Kamehameha Hwy Ste 414, Pearl City, HI 96782
(808) 456-7300  
Marcus Murakami Write review for this local business
98-1238 Kaahumanu St Ste 303, Pearl City, HI 96782
(808) 638-4044  
State Farm Insurance Write review for this local business
4510 Salt Lake Blvd Ste D15, Honolulu, HI 96818
(808) 486-1111  
Tyler Kimura Agency Write review for this local business
98-029 Hekaha St Ste 5, Aiea, HI 96701
(808) 485-0011  
State Farm Insurance Companies Write review for this local business
98-199 Kamehameha Hwy Ste A4, Aiea, HI 96701
(808) 488-8861  
State Farm Insurance Write review for this local business
98-211 Pali Momi St Ste 101, Aiea, HI 96701
(808) 484-0085  
Ricky N. Bonilla Write review for this local business
2024 N King St Ste 101B, Honolulu, HI 96819
(808) 842-5844  

Buying new car insurance can create a lot of anxiety, especially if you are new to the process. Knowing what questions to ask agents and agencies, however, should help you find a policy provider that will cover your needs while keeping rates affordable.

  • Do you offer discounts for safe drivers?
    Many auto insurance companies offer discounted rates for drivers who don’t have any accidents or moving violations on their driving records.

  • What levels of coverage do you offer?
    Depending on your specific needs, you might want to find a company that has a liability plan. Liability only covers the cost of repairing other vehicles that you have been in a collision with. Other companies offer comprehensive policies as well. These will help pay for the cost of repairing your own car or motorcycle.

  • Do you offer plans for classic and vintage vehicles?
    Some insurance groups will give you a special rate if you drive a vintage or classic car.

  • Does your company have a website that provides online price quotes?
    Getting online quotes from multiple insurance providers could help you choose an option that is cheap enough for you to afford. Look for sites that allow you to adjust your deductible in order to compare rates.

  • What information will I need to file a claim?
    Knowing what information you need to file a claim will help you get through the process if you are ever in a collision.

  • Will you pay for me to rent a car while my vehicle is being repaired?
    Many companies allow their customers to purchase additional coverage that pays for car rentals.


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