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Questions to Ask When Renting to Own

When you decide you need furniture or other merchandise for your house or home, there are many options for you to consider. One of these options is renting to own. You can do this with a bed for you home or a big screen television for your house. Going through this type of arrangement will entail that you pay the full amount of the merchandise plus interest before you own. Before you get started, here are a few important questions to ask.

  • How much are the payments and when is the due date?
    When you start a lease or loan for any purpose, the most important thing is knowing that you can afford the payment amount without affecting your current bills.

  • How many payments before I own the merchandise?
    This is an important part of the financing agreement. Regulation Z states that the rent to own store will have to disclose the cost of credit to you. This is done by showing you the rate of the lease or loan and how many payments will be made before the items are yours. This applies to furniture, beds, vehicles and appliances among other things.

  • Can I break the contract at any time without penalty?
    Most rent to own stores give you an option to break out of the agreement at any given time. The interest rate is generally much higher which gives the store the opportunity to break the contract and still make a profit. Going month to month or week to week will generally give you this option of terminating the agreement without penalty to your credit.
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    STANDARD LISTINGS:   RENT-TO-OWN-STORES IN/NEAR INDIANA
    Allstar Rentals Write review for this local business
    107 S Hart St, Princeton, IN 47670
    (812) 386-5626  
    Rent-A-Center Write review for this local business
    520 E Diamond Ave, Evansville, IN 47711
    (812) 421-0444  
    Rent-A-Center Write review for this local business
    900 W National Hwy Ste 2, Washington, IN 47501
    (812) 254-7026  
    Rent-A-Center Write review for this local business
    2606 Zion Rd Ste T, Henderson, KY 42420
    (270) 827-9055  
    Rent-A-Center Write review for this local business
    326 Us Highway 62 W, Princeton, KY 42445
    (270) 365-4555  
    Rent One Write review for this local business
    616 Niblack Blvd, Vincennes, IN 47591
    (812) 882-5082  
    Aarons Write review for this local business
    3109 Newton St, Jasper, IN 47546
    (812) 481-1260  
    Aaron's Sales and Lease Write review for this local business
    511 E Diamond Ave, Evansville, IN 47711
    (812) 422-4400  
    American Rental Write review for this local business
    2310 N 6th St, Vincennes, IN 47591
    (812) 886-8866  
    Rent-A-Center Write review for this local business
    3789 N Newton St, Jasper, IN 47546
    (812) 634-7878  
    Rent One Write review for this local business
    300 W 4th St, Mount Vernon, IN 47620
    (812) 838-2420  
    American Rental Write review for this local business
    1509 W Broadway St, Princeton, IN 47670
    (812) 385-4830  
    Aaron's Rentals Write review for this local business
    1111 Barrett Blvd Ste A, Henderson, KY 42420
    (270) 826-3300  
    Rent-A-Center Write review for this local business
    2127 S Weinbach Ave, Evansville, IN 47714
    (812) 473-4222  
    Rent-A-Center Write review for this local business
    1230 W 15th St, Auburn, IN 46706
    (260) 927-9870  
    American Rental Write review for this local business
    1717 S State Road 57 Ste J, Washington, IN 47501
    (812) 254-4788  
    Aaron's Write review for this local business
    1017 W 7th St, Auburn, IN 46706
    (260) 927-1571  
    Racc Acceptance Write review for this local business
    5330 E Indiana St, Evansville, IN 47715
    (812) 473-7088  
    National Home Furnishings Write review for this local business
    1111 S Main St, Madisonville, KY 42431
    (270) 821-8434  
    Rent-A-Center Write review for this local business
    3790 N Newton St, Jasper, IN 47546
    (812) 634-7878  
    Premier Rental Purchase Write review for this local business
    1801 N Wayne St Ste 110, Angola, IN 46703
    (260) 668-1095  
    National Home Furnishings Write review for this local business
    405 Us Highway 62 W, Princeton, KY 42445
    (270) 365-7632  
    Aaron's Write review for this local business
    4600 Covert Ave Ste A, Evansville, IN 47714
    (812) 476-2600  
    Rent A Center Write review for this local business
    2200 N Wayne St Ste A, Angola, IN 46703
    (260) 665-8919  
    Rac Acceptance Write review for this local business
    225 N Burkhardt Rd, Evansville, IN 47715
    (812) 471-9335  

    Rent to own stores can offer a variety of services for customers, such as rent and lease deals, low financing, delivery and set-up, buying options, and price matching. Many companies allow customers to set up payment dates, providing flexible payment plans on computers and televisions. Sales associates are on hand to provide assistance for consumers, recommending the best appliances, furniture, electronics, and computers for their personal needs.

    Low financing rates can attract consumers to rent and lease deals, as can favorable contracts and agreements. Many rent to own stores allow customers to purchase the merchandise after a specified time period. In terms of real estate, property, homes, and buildings are also available for rent before purchase. Consumers can learn more about this by speaking to a real estate agent or their existing landlord. In terms of vehicles, they can speak to a dealership regarding leasing and future car purchases.

    Related topics include computer, furniture, and equipment renting and leasing. Major household appliances, tools, boats,and charters are also up for rent. In addition, apartment finding and rental services are also available. All of these businesses offer customers a chance to rent items, test them out for the short-term, and usually provide long-term buying options.

    Professionals working within this industry should be business savvy, have good communication skills, and work well with others. Whether you need home appliances, electronics, furniture, laptops, or equipment, rent to own stores offer attractive financing rates for customers. This is a great resource for families, providing quality merchandise available for rent or lease.


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