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Questions to Ask When Renting to Own

When you decide you need furniture or other merchandise for your house or home, there are many options for you to consider. One of these options is renting to own. You can do this with a bed for you home or a big screen television for your house. Going through this type of arrangement will entail that you pay the full amount of the merchandise plus interest before you own. Before you get started, here are a few important questions to ask.

  • How much are the payments and when is the due date?
    When you start a lease or loan for any purpose, the most important thing is knowing that you can afford the payment amount without affecting your current bills.

  • How many payments before I own the merchandise?
    This is an important part of the financing agreement. Regulation Z states that the rent to own store will have to disclose the cost of credit to you. This is done by showing you the rate of the lease or loan and how many payments will be made before the items are yours. This applies to furniture, beds, vehicles and appliances among other things.

  • Can I break the contract at any time without penalty?
    Most rent to own stores give you an option to break out of the agreement at any given time. The interest rate is generally much higher which gives the store the opportunity to break the contract and still make a profit. Going month to month or week to week will generally give you this option of terminating the agreement without penalty to your credit.

  • STANDARD LISTINGS:   RENT-TO-OWN-STORES IN/NEAR CLARKSTON
    ColorTyme Rent to Own Write review for this local business
    205 Diagonal St, Clarkston, WA 99403
    (509) 758-2900  
    Rent-A-Center Write review for this local business
    660 W Pullman Rd, Moscow, ID 83843
    (208) 883-4900  
    Rent-A-Center Write review for this local business
    101 E Best Ave, Coeur D Alene, ID 83814
    (208) 676-1699  
    Rent-A-Center Write review for this local business
    13213 E Sprague Ave, Spokane, WA 99216
    (509) 926-0400  

    Rent to own stores can offer a variety of services for customers, such as rent and lease deals, low financing, delivery and set-up, buying options, and price matching. Many companies allow customers to set up payment dates, providing flexible payment plans on computers and televisions. Sales associates are on hand to provide assistance for consumers, recommending the best appliances, furniture, electronics, and computers for their personal needs.

    Low financing rates can attract consumers to rent and lease deals, as can favorable contracts and agreements. Many rent to own stores allow customers to purchase the merchandise after a specified time period. In terms of real estate, property, homes, and buildings are also available for rent before purchase. Consumers can learn more about this by speaking to a real estate agent or their existing landlord. In terms of vehicles, they can speak to a dealership regarding leasing and future car purchases.

    Related topics include computer, furniture, and equipment renting and leasing. Major household appliances, tools, boats,and charters are also up for rent. In addition, apartment finding and rental services are also available. All of these businesses offer customers a chance to rent items, test them out for the short-term, and usually provide long-term buying options.

    Professionals working within this industry should be business savvy, have good communication skills, and work well with others. Whether you need home appliances, electronics, furniture, laptops, or equipment, rent to own stores offer attractive financing rates for customers. This is a great resource for families, providing quality merchandise available for rent or lease.




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