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Questions to Ask Collection Agencies

When a company in the medical, insurance, or credit card business, for instance, is having trouble collecting on a debt that is owed, it often hires a collection agency to do the job. Collection agencies will attempt to settle a debt, whether it involves a few hundred dollars or thousands, through phone contact and letters first before eventually resorting to legal action and claims. They impose fees and interest rates on unpaid payments, and may work on a local, regional, or national level. You can call a collection agency to speak with a representative about setting up a plan in which you can start paying money for in regards to a debt you owe. You can also pay online on a weekly or monthly basis. Whether you want to settle a debt for a credit card bill, or want to start action against a party that is not adhering to your financial agreement, you can get answers to your questions, along with information on state and federal regulations regarding debt collection, by calling or visiting the company online.

  • Do you provide services on a commercial or personal financial level?
    Many collection agencies will collect any type of debt for you, no matter how large or small, from family and household debts to auto loans and medical bills.

  • Do you offer flexible payment plans?
    Bottom line: collection agencies want their money and they will do just about anything to work with you if you’re willing to make a good faith effort to pay something every month. Work with the agent to come up with an affordable solution that appeals to both sides.

  • How can I pay my bill?
    You can either send in your payment through the mail, pay it over the phone, or through convenient online forms.
  • Commercial Collection Agency Association
    Our associate collection-agencies in Clarkston can assist you with all of your Collection Services and needs. No other associations associates have our high recovery rate for such affordable prices in the Clarkston area!

    "this company is famous for offering you a high salary to come in and work and produce new clients, then once your 90 day review is up they offer you a ridiculous salary knowing you will quit, then they now pocket all the money made from your clients. **there are other agencies out there that treat you better** ..."
    MAP
    1 review: *****
    Write review for this local business

    STANDARD LISTINGS:   COLLECTION-AGENCIES IN/NEAR CLARKSTON
    Credit Bureau of Clarkston Write review for this local business
    847 6th St, Clarkston, WA 99403
    (509) 758-9597  
    Chapman Financial Services Inc of ID Write review for this local business
    621 Main St Ste B, Lewiston, ID 83501
    (208) 746-9486  
    Credit Bureau of Lewiston-Clarkston Inc Write review for this local business
    1324 Idaho St, Lewiston, ID 83501
    (208) 743-1525  
    Intermountain Claims Inc Write review for this local business
    1514 G St, Lewiston, ID 83501
    (208) 746-0342  
    Frontier Adjusters Write review for this local business
    1075 Po Box, Lewiston, ID 83501
    (208) 743-4106  
    Inland Merchants Association Inc Write review for this local business
    126 S Grand Ave, Pullman, WA 99163
    (509) 332-6716  
    Inland Merchants Assoc Inc Write review for this local business
    1613 Lemhi Dr, Moscow, ID 83843
    (208) 882-5541  
    Stunnin' Edges Write review for this local business
    603 W. Palouse River Dr., Moscow, ID 83843
    (208) 301-8189  
    Cam Credits Inc Write review for this local business
    100 Depot St, La Grande, OR 97850
    (541) 963-7177  
    James & Associates of The NW LLC Write review for this local business
    110 N Adams St, Ritzville, WA 99169
    (509) 659-4436  
    Gab Robins Write review for this local business
    15407 E Mission Ave Ste 202, Veradale, WA 99037
    (509) 924-9426  
    Chapmanf Financial Services Write review for this local business
    P.o. Box 14693, Spokane, WA 99214
    (509) 998-8092  
    Able Claims Service Write review for this local business
    104 S Freya St, Spokane, WA 99202
    (509) 535-6159  
    Chapman Financial Services of Wa Inc Write review for this local business
    1424 N Argonne Rd, Spokane, WA 99212
    (509) 922-4334  
    CBS Collections Inc Write review for this local business
    521 W Maxwell Ave, Spokane, WA 99201
    (509) 324-1220  
    Automated Accounts Inc Write review for this local business
    430 W Sharp Ave, Spokane, WA 99201
    (509) 326-2276  
    North Idaho Credit Write review for this local business
    1919 N 3rd St, Coeur D Alene, ID 83814
    (208) 667-5491  
    Bonded Adjustment Company Write review for this local business
    1229 W 1st Ave, Spokane, WA 99201
    (509) 624-5181  
    Madsen Financial Services Write review for this local business
    1859 N Lakewood Dr Ste 202, Coeur d Alene, ID 83814
    (208) 667-4522  
    Crawford & Company Ins Adjusters Inc Write review for this local business
    2110 Ironwood Pkwy, Coeur D Alene, ID 83814
    (208) 676-9564  
    J Walling & Associates Inc Write review for this local business
    1212 N Washington St Ste 219, Spokane, WA 99201
    (509) 327-9764  
    Valley Empire Collection Write review for this local business
    8817 E Mission Ave, Spokane, WA 99212
    (509) 928-4611  

    Professionals specializing in or involved with debt collection may work in various capacities for the creditor. People who run up bills through any number of means, such as a lack of medical insurance coverage, should be aware that they may have to face businesses of this kind.

    The way in which a collection agency chooses to operate, and particularly the ill-effects to be potentially suffered by the debtor, depends on its relationship to the creditor. Rather than a self-contained, discrete agency, a debt collector may act as a department of the overall company owed those financial obligations.

    Alternately, debt collection might be the primary business of the person or organization pressing people to settle their obligations. "Third-party" collection agencies may direct the bulk of the payments, once received, back to the original creditor. In order to render debt collection financially viable as a career, an agency of this type will collect a fee. Their claim for payment might be based on a percentage of the interest rate owed through bills.

    Debtors can engage collection agencies if for some reason they feel themselves called upon by necessity to avoid having to personally compel people to settle their bills. Financial problems, burdens or limitations can motivate companies to adopt plans based around contracting out their debts. If creditors are not hopeful of being paid for money owed for loans and interest rates, they may completely sell off responsibility for the debt to a third party.

    Due to the potential commercial incentive for debtors to be treated unfairly and abusively, the U.S. has enacted regulation of the field. People potentially at risk from debt collectors can consult online information concerning regulatory bodies like the Federal Trade Commission and the primary trade association, ACA International.




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