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Most of the time people are not insurance experts and when a calamity befalls them, they need help in deciphering their insurance policies in order to figure out what they are owed by their insurance companies. Independent insurance adjusters are insurance experts who help people figure out what they are owed by insurance companies. Independent insurance adjusters work for the person who hired them and are sometimes called public claims adjusters. Public claim adjusters fight insurance companies in order to get the policy holder all they are owed. Different insurance adjusters specialize in different kinds of insurance. There are health insurance adjusters, homeowner's insurance adjusters and property insurance adjusters.

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