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Questions to Ask Collection Agencies

When a company in the medical, insurance, or credit card business, for instance, is having trouble collecting on a debt that is owed, it often hires a collection agency to do the job. Collection agencies will attempt to settle a debt, whether it involves a few hundred dollars or thousands, through phone contact and letters first before eventually resorting to legal action and claims. They impose fees and interest rates on unpaid payments, and may work on a local, regional, or national level. You can call a collection agency to speak with a representative about setting up a plan in which you can start paying money for in regards to a debt you owe. You can also pay online on a weekly or monthly basis. Whether you want to settle a debt for a credit card bill, or want to start action against a party that is not adhering to your financial agreement, you can get answers to your questions, along with information on state and federal regulations regarding debt collection, by calling or visiting the company online.

  • Do you provide services on a commercial or personal financial level?
    Many collection agencies will collect any type of debt for you, no matter how large or small, from family and household debts to auto loans and medical bills.

  • Do you offer flexible payment plans?
    Bottom line: collection agencies want their money and they will do just about anything to work with you if you’re willing to make a good faith effort to pay something every month. Work with the agent to come up with an affordable solution that appeals to both sides.

  • How can I pay my bill?
    You can either send in your payment through the mail, pay it over the phone, or through convenient online forms.
  • Commercial Collection Agency Association
    Our associate collection-agencies in Atlanta can assist you with all of your Collection Services and needs. No other associations associates have our high recovery rate for such affordable prices in the Atlanta area!

    "this company is famous for offering you a high salary to come in and work and produce new clients, then once your 90 day review is up they offer you a ridiculous salary knowing you will quit, then they now pocket all the money made from your clients. **there are other agencies out there that treat you better** ..."
    MAP
    1 review: *****
    Write review for this local business

    STANDARD LISTINGS:   COLLECTION-AGENCIES IN/NEAR ATLANTA
    Campbell & Associates LLC
    1 review: *****
    2470 Windy Hill Rd SE Ste 443, Marietta, GA 30067
    (678) 397-1920 Write review for this local business

    "Overall, extremely Unprofessional in dealing with the public. Please look elsewhere to do business. ..."
    Baxter and Edwards
    1 review: *****
    2470 Windy Hill Rd SE, Marietta, GA 30067
    (770) 436-8676 Write review for this local business

    "Like the title says: Horrible business practices! In my opinion, they tend to be blatantly rude and threatening as far as how they like to collect their debts. ..."
    Nations Recovery Center
    1 review: *****
    6491 Peachtree Industrial Blvd, Atlanta, GA 30360
    (770) 234-0101 Write review for this local business

    "This agency threatens people and there is no legal department. They are being ran by bad managers. They break laws, allow their collectors to do the same. It is a poor excuse for an agency. ..."
    Xiacon Group Write review for this local business
    Po Box 1671, Atlanta, GA 30301
    (877) 896-1449  
    Hill Mike & Associates Inc Write review for this local business
    Atlanta, GA 30301
    (770) 350-6666  
    The Offices Of Montgomery & Meyers P.a. Corporatio Write review for this local business
    Atlanta Office Center Peachtree Street, Atlanta , GA 30303
    (404) 850-8200  
    Diversified Recovery Solutins Write review for this local business
    236 Forsyth St SW, Atlanta, GA 30303
    (404) 941-9749  
    Phillips Collection The Write review for this local business
    240 Peachtree St NW, Atlanta, GA 30303
    (404) 577-7445  
    American Recovery Solution Services Write review for this local business
    2001 Martin Luther King Jr Dr SW, Atlanta, GA 30310
    (404) 564-3639  
    Premium Express Write review for this local business
    1718 Peachtree St NW, Atlanta, GA 30309
    (404) 883-2693  
    Sill Alex N Adjustment Co Write review for this local business
    1447 Peachtree St NE, Atlanta, GA 30309
    (404) 892-3111  
    Delanor Kemper & Associates Write review for this local business
    2221 Peachtree Rd NE, Atlanta, GA 30309
    (404) 943-9340  
    Abercrombie Simmons & Gill Write review for this local business
    28 Selman St SE, Atlanta, GA 30316
    (770) 956-7071  
    The Offices of Montgomery & Meyers P.A. Corporatio Write review for this local business
    1100 Peachtree Street, Atlanta , GA 30309
    (404) 850-8200  
    World Trust International Inc Write review for this local business
    798 Marietta St NW, Atlanta, GA 30318
    (404) 724-9223  
    Stewart Gambino and Assc LLC Write review for this local business
    2192 Campbellton Rd SW Ste 202, Atlanta, GA 30311
    (404) 228-1109  
    Barristers' Collection Svc Inc Write review for this local business
    1874 PIEDMONT RD NE, ATLANTA, GA 30324
    (404) 873-5229  
    Turk Collectors Inc Write review for this local business
    2625 Piedmont Rd NE, Atlanta, GA 30324
    (404) 577-3720  
    Capital Recovery Solutions Write review for this local business
    3525 Piedmont Rd NE, Atlanta, GA 30305
    (404) 504-7479  
    Onesource Credit Solutions Inc Write review for this local business
    3525 Piedmont Rd NE, Atlanta, GA 30305
    (404) 443-6001  
    Ktb Systems Write review for this local business
    794 S Central Ave, Atlanta, GA 30354
    (404) 762-6400  
    Osi Collection Services Write review for this local business
    4221 International Pkwy, Atlanta, GA 30354
    (404) 675-6500  
    Dorsey Thornton and Associates Write review for this local business
    2484 Briarcliff Rd NE Ste 22-111, Atlanta, GA 30329
    (404) 935-9490  

    Professionals specializing in or involved with debt collection may work in various capacities for the creditor. People who run up bills through any number of means, such as a lack of medical insurance coverage, should be aware that they may have to face businesses of this kind.

    The way in which a collection agency chooses to operate, and particularly the ill-effects to be potentially suffered by the debtor, depends on its relationship to the creditor. Rather than a self-contained, discrete agency, a debt collector may act as a department of the overall company owed those financial obligations.

    Alternately, debt collection might be the primary business of the person or organization pressing people to settle their obligations. "Third-party" collection agencies may direct the bulk of the payments, once received, back to the original creditor. In order to render debt collection financially viable as a career, an agency of this type will collect a fee. Their claim for payment might be based on a percentage of the interest rate owed through bills.

    Debtors can engage collection agencies if for some reason they feel themselves called upon by necessity to avoid having to personally compel people to settle their bills. Financial problems, burdens or limitations can motivate companies to adopt plans based around contracting out their debts. If creditors are not hopeful of being paid for money owed for loans and interest rates, they may completely sell off responsibility for the debt to a third party.

    Due to the potential commercial incentive for debtors to be treated unfairly and abusively, the U.S. has enacted regulation of the field. People potentially at risk from debt collectors can consult online information concerning regulatory bodies like the Federal Trade Commission and the primary trade association, ACA International.



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